on the off chance noone has ever had it.......this stuff RULES!!!!!!!!!

1 pkg taco seasoning mix
1 (16oz)refried beans
1 (8oz)cream cheese, softened (you can actually skip this if ya wanna keep cost down and just use sour cream)
1 (16oz)sour cream
1 (16oz)salsa
1 large tomato, chopped
1 bunch chopped green onions ,thin sliced
1 small head iceberg lettuce, shredded
1 (6oz)sliced black olives, drained
2 c shredded Cheddar cheese

Mix the taco seasoning mix and refried beans. Spread the mixture onto a large serving platter.

Mix the sour cream and cream cheese in a medium bowl. Spread over the refried beans.

Top the layers with salsa. Place a layer of tomato, green onions and lettuce over the salsa, and top with Cheddar cheese. Garnish with black olives.

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Avoid Fruits~N~Nuts....you are what you eat!!!