I'm Theresa, a relative newbie here. We have tons of debt from hubby and I both living on our own since we were 17 - paying our own way through college, for our own wedding, credit card debt, mortgage, two kids, me becoming a sahm, etc etc...It's also tough that hubby only gets paid once a month so we need some help getting rid of the debt!

Im Jessica and im a sahm to 2 little ones. I would like to build us a savings and an ef account. We seem to spend any extra we have and id like to stop that this coming year.

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WIFE TO MIKE
MOM TO HUNTER 4YRS OLD
HEATH 1YRS OLD

My goal for FTJ is to start saving even more!

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It's not what you make; it's what you spend.

Join the Budget Scrapbooking challenges and earn a discount to the CC store!

I'm Cookie. I'm one of the Money Mods. I am joining FTJ bootcamp because I felt so left out when I missed the chance last year -

We do have debt leftover from a custody problem and the eventual adoption of our DD plus a house remodel. The goal is to get out of debt then sell this house and buy another outright so we don't have a mortgage.

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"I've been rich and I've been poor but independently wealthy is where it is at."

My blogs:
Oh!: http://oh-cookie.blogspot.com/
The Foundation Club: http://thefoundationclub.blogspot.com/
12 Months to a Homemade Christmas: http://12monthstoahomemadechristmas.blogspot.com/
Experiences, Not Things: http://experiencesnotthings.blogspot.com/

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Hi. My name is jen. I am a SAHM to two kiddies - DD 3yrs and DS 6 months. I did the FTJ Program last year and found it to be a good experience. My goals to better manage my monthly budget and to pay down our HELOC and one remaining car payment

I am Samantharae. I am a youngin and have 12,000 dollars in medical bills and about 17,000 in DEBT that does not include our student loans.

My goal is to be debt free and save money to put a down payment on a house.

Hi! I'm Amy and I work from home. DH has a full time job. I have 3 daughters, one working but not sufficient on her own. We have one car payment, mortgage, HE loan, 25,000 in CC debt and a little emergency fund. We are paying on a burial plot for ourselves and our insurances( home, auto,life and medical) take a big chunk.
My main goal is to rid us of the CC debt and build our savings.
HELP!

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My name is Karen and there are several thiings I would like to do. I want to learn how to keep my savings. It seems that something always comes up and poof it goes as fast as it gets there. I want to pay off all unsecured debt and I also want to learn more ways on cutting corners with entertainment and the grocery bill. I am excited to participate!

I'm 25 years old with 1 son and 1 on the way...I thankfully have no debt except for my house and some timber land (investment we're hoping to pay off this coming summer). I've been frugal since I started working when I was 16. I'm hoping to to learn some more budgeting tools/techniques, savings, etc. out of the bootcamp.

My name is Rochelle and my goal is to pay off all my debt except my house in 2009. i want to have a nice size emergency fund and want to begin to start saving for retirement