How has your spouse reacted to all this FTJ stuff? Is he on board with it 100%, somewhat, or not at all? Has he cheated yet? (Mine has). Share your stories here!

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Well mine will be deploying soon so that helps! He will instead be using the government per diem for his spending, not our's!

DH is on board, but I can guarantee that he will cheat. We need a "sigh" smiley! In the sense of the big things, DH is vey frugal -- he just fixed the washer and dryer, right? But, he'll stop at the local store and buy three sticks of beef jerky for $7! I can make a good MEAL for $7! He is also prone to using the pop machine at work, rather than think to take pop from home. We could save at least $6/week if he would just take pop!

I'll have to say, though, that he will listen to me, and he's very supportive of our attempt to save and to become debt-free! So, I guess I'll keep him! :D

Marlene

I continued talking to DH yesterday about this. He totally thinks we need to pay off CC and build up savings. My only problem with him is eating out. On the weekends he like me to get dressed up and take me to dinner. I explained to him that maybe we CAN get dressed up but go somewhere where we won't be spending $50-100 on dinner. He agreed so we'll see how things go.

We are following Dave Ramsey's plan. So, yea, he's on board. At first I don't think he quite understood the spending freeze. Like, he thought we were already on one by following Dave. I sat down to make the approved list and asked him what he had to have for the next 3 weeks. Of course he couldn't think of anything. I asked about windshield wiper fluid for his car (I drove it the other day and it's dry) "Oh, yea" I had to remind him that if it wasn't on the list, it would have to wait until the end of the month. A bit later he came by and said "Spray and Wash" LOL He does the laundry. I think he 'gets' it now.

Oh, yea, he made sure I knew I couldn't buy my daily fountain pop while working. LOL

He is kind of on board. He won't save recipts so I can record his spending. We are getting my brakes replaced and I suggested that some of it might be covered under a warrenty we purchased and he was reluctant to call about it. I asked him why not see if we can save a little by making the phone call - so he is making it but it turned into "tell me what to do" - AHHHH! I don't know what to do, I have never had a car warrenty before!
Otherwise, he resisted buying some football stuff he didn't need last night which is a big step for him.

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Mom to two beautiful girls.

Not on board at all because he thinks we don't need it because we have no debt aside from the mortgage. I know we don't have debt but I also know that although we are frugal we spend a lot more money than necessary. I'm not letting this discourage me and I will enlist his help tonight or this weekend for the Net Worth Statement. I think he will cooperate.

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Lyse

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Dh thinks it is a good idea but he will cheat...he hasn't had a chance yet though. He had some overtime on this check. I am going to let him use part of it for spending money so he isn't tempted to go overboard or use the credit card to get drinks or snacks.

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"When people can walk away from you, let them walk. Your destiny is never tied to anyone that left." Jakes

my husband has 'heard' what i've been talking about but I doubt he cares to follow it. Our last paycheck was December 19th, and we seriously overdrew our account right after christmas. my husband thought he was dying but didn't think I knew what I was talking about when I told him what he could do to feel better. So he went to one of those walgreens take care clinics and paid 30 bucks for them to tell him the exact same thing I told him the night before plus they suckered him into getting a prescription for 10 bucks. So that 40 bucks overdrew our account plus 2 NSF fees. I had to return christmas presents so we would have enough money to cover it...except, the returns didn't come through the account until way after Christmas.

So...to make a really long story short, we had negative funds for the past week. My husband has gone without his 'staples' like beer, and coffee for the last week so I know he can do it if he wanted to. Problem is, he doesn't want to and since we got paid today I'm sure he already stopped don his way to work and got 19,000 packs of cigarettes (his other 'staple') and will stop on his way home from work and get a case of beer like he does every pay.

I just don't understand why he's being so selfish. I thought this past week or so would be a wake up call for him but it doesn't appear to be and I just don't know what to do.

Dh is on board 100%, I just think I'll need to remind him from time to time.

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~Jenn~