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Forget the Joneses Project - 2008 Get back on track financially, simplify, and add more meaning to your life (open to registered members only)


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Old 11-19-2008, 03:30 PM   #1
Default General Tips for Sticking to Your Holiday Budget  
Kim
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  • Give handmade gifts. This can also be a great way to get your kids involved. What would grandparents love more than a gift their grandchild made just for them? If you are crafty yourself, get out the sewing machine, your paint set, or that cross-stitch you never finished. Friends and family will appreciate the investment of your time.
  • Use coupons. There are more coupons for gift items than ever available online, including sites like Coupons (coupon for LeapFrog Didj system on right now). Stores like Michael's craft store frequently offer 40% off single item purchase coupons in the Sunday paper inserts. They don't just have crafts - you can also find books (think cookbooks for gift-giving), activity sets for kids, and some even carry quality toys like Thomas the Train sets by Learning Curve.
  • If you have a lot of family members to buy gifts for, suggest trading names. Chances are you’ll spend less on that one person than you would for the entire family, but they’ll get a nicer gift.
  • Suggest a "creative" gift exchange. I know a family that sets a $5 limit on the gifts they give each other. Most of the gifts they find are great -- thrift store finds, garage sale bargains or items from clearance racks.
  • Host a party for Pampered Chef, Discovery Toys, Creative Memories, Tupperware, Premiere Design Jewelry ... You earn FREE products with each of these. Consider doing a party by e-mail. Visit the Mommysavers Networking Group to see what our own members have to offer.
  • Check out book, CD, and DVD clubs that offer free gifts as a sign-up bonus. They can be a great way to shop for gifts. You often get several free choices with your initial shipment, with only a few more items to fulfill your commitment over the course of a couple of years. QPB and The Good Cook are a couple examples.
  • Give a magazine subscription. Best Deal Magazines offers hot titles for less than $5/year. Buy an issue off the newsstand to wrap up to give the recipient. Enter coupon code MOMMYSAV15 to save an additional 15% off your order.
  • Shop throughout the year. Begin on December 26th when all the Christmas merchandise is marked down! That is an especially good time to get your gift wrapping and ribbons for next year. If you see a great sweater for your mother-in-law in February, buy it! That’s one less gift to look for when the rush is on, plus you’ll spread out your spending.
  • Buy sets that can be broken apart. A set of 8 dessert plates and coffee mugs can be separated into sets of two. Fill a plate with home-made holiday goodies and each cup with a baggie of cocoa mix. Great as a hostess gift!
  • Shop online. Web shopping can be a huge time saver. Not only do you avoid the crowds and waiting in line, you can also avoid sales tax. Plus, many sites are offering free shipping on orders more than $100 this season. Be sure to visit our Online Bargains forum for valuable online coupons to help you save even more on your order.
  • Shop early. The more pressure you are under to find the perfect gift, the more likely you are to spend more. So, get going now!
Source:
http://mommysavers.com/christmas/set-holiday-budget.htm
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Old 11-26-2008, 10:54 PM   #2
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Great ideas.

If you are done shopping, and you are tempted by ads than don't look. Don't look at the Black Friday ads or the Sunday sale ads. You might be tempted to buy something that you don't really need to get.
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Old 11-27-2008, 07:38 AM   #3
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I love those ideas!

Since you typically have to buy for the same people every year, keep a running list on your computer, or in your purse of who you typically buy for, that way you can keep track of what you purchase thoughout the year!
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Old 11-27-2008, 07:40 AM   #4
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Quote:
Originally Posted by deemom View Post
Great ideas.

If you are done shopping, and you are tempted by ads than don't look. Don't look at the Black Friday ads or the Sunday sale ads. You might be tempted to buy something that you don't really need to get.
That's a great tip too. So many people blow their budget by continuing to shop even after they are "done."
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Old 11-28-2008, 08:50 PM   #5
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Keep things in perspective. Your children really don't need every toy ever made! Will Christmas really be that much better if you just keep buying?

As adults your children will probably not get everything they want in life. Sometimes learning to appreciate what you have is the best lesson of all
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