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07-11-2008, 09:11 AM
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#23
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Newbie
Last Online: Yesterday 01:56 PM
Join Date: Jan 2008
Location: Fuquay-Varina, NC
Real Name: Jennifer
Posts: 44
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I would have to say for the time being, poor is better for us. We married young and thought that having credit meant that we could live the good life without paying for it. Of course that meant a very steep learning curve for us, and the lessons we had to learn, coupled with some very bad decision -making in our efforts to relieve our debt, have taken almost our entire 16 year marriage to become ingrained. We learned our financial behaviors from our parents, who still have nothing to show for their hard work and who are still making those bad decisions that got us into trouble.
This has really caused us to take a long, hard look at our stewardship and at our relationship with money, and to analyze how our learned behaviors can be changed and how we can learn to be happy from within instead of trying to gain it from external things. We want to provide a better example to our own children and to teach them how to be responsible with their money and to respect it as a tool to help them reach certain goals and dreams, but not a necessity for happiness.
So, having said all that, we are in a place where we are still making that a reality in our own lives, so to be rich might tempt us to return to our old habits. We are putting our values and goals (my continuing to be a SAHM to our 4 children) first and that means surviving on one income, which makes us poor in many people's eyes. I realize that we are not really poor, just maybe by the Joneses standard, which is why we are participating in this project! In any case, I'm hoping one day we can be rich without trading in our character and our values to achieve it.
Jenn
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