We are definetly living paycheck to paycheck. When I was working full time, we paid all our bills on time and I saved money in an emergency fund (my dh can't save a penny). Unfortunately we ran up quite a bit of debt. One reason is because my husband never had a credit card before and went insane when he got one. We actuallly have one maxed out, which is so embarrassing. We also have vehicle payments. Our problem is that my husband made twice the amount that I made, so he always thought things would be ok. I never thought I would lose my job, I was there for almost 7 years. We do pay our bills now, but often late. It is very stressfull and saddening to me. My husband works hard, makes good money, but doesn't really "budget" it. He gets paid by the job, so I don't get the same amount every week. It's terrible.

I just wondered, are you back to work yet? What kind of work did you do? I lost my job in December....

We are atm but that is because I am the only one working while my dh is in school. He graduates in January and will be ,aking more than we did when we both worked so its goona be better than. But untill then we are paycheck to paycheck.

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We pretty much break even each month. On one income, our mortgage is 50% of our income but I have been able to cut back on a lot of things since I became a SAHM.

I guess we are either considered paycheck to paycheck or breaking even. We have been able to pay all of our bills on time but not save much or pay down CC's. After bills are paid, groceries and gas bought, then we are broke waiting on the next payday. We do have the $1,000 EF saved, so now working on trying to chip away at all the debt.

Not anymore but we certainly have

We have been living paycheck to paycheck for years, we always seem to manage and keep our bills strait, but we usually don't get too many extras. I had to make a decision years ago, work for the extra money, (which I did, but my entire paycheck went to daycare literally) or stay at home with the girls, so we didn't have to pay daycare, sometimes I get holiday jobs, if I can find someone willing to work around my husbands hours, which is almost impossible.