I'm creating a new sticky thread to keep everyone up-to-date on the steps we've done so far. You can join the project at any point, just make sure to follow the steps from the beginning and at the appropriate time. Be sure to click on the links below to read more about each step in greater detail. Feel free to leave comments within each step to encourage others. Good luck!

PHASE ONE: THE SPENDING FREEZE

#1 Grab a Notebook
http://mommysavers.com/boards/forget-joneses-project-2008/60485-assignment-1-grab-notebook.html

#2 Go on a 21-Day Spending Freeze
#3 Question the Difference Between Wants and Needs
#4 Create an "Approved Spending" List
http://mommysavers.com/boards/forget-joneses-project-2008/60547-assignments-2-4-a.html

#5 Get Support
http://mommysavers.com/boards/forget...t-support.html

#6 Track Your Temptations
#7 Celebrate Your Victories
http://mommysavers.com/boards/forget-joneses-project-2008/61197-assignments-6-7-a.html

Step #8: Get a Clear Financial Picture/Calculate Your Net Worth
http://mommysavers.com/boards/forget...tml#post492188

Step #9: Reflect Upon What You've Learned
http://mommysavers.com/boards/forget-joneses-project-2008/62739-new-step-9-reflect-upon-what-youve-learned.html

Step #10: Track Your Spending
http://mommysavers.com/boards/forget-joneses-project-2008/63116-new-step-10-track-your-spending.html

Step #11: The Modified Spending Freeze
http://mommysavers.com/boards/forget-joneses-project-2008/63186-new-step-11-modified-spending-freeze.html


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PHASE TWO: DREAMS AND GOALS

Step #12: Dream a Little
http://mommysavers.com/boards/forget-joneses-project-2008/63538-step-12-dream-little.html

Step #13: Analyze Your Dreams
http://mommysavers.com/boards/forget-joneses-project-2008/64096-step-13-analyzing-your-dreams.html

Step #14: Organizing Your Dreams
http://mommysavers.com/boards/forget-joneses-project-2008/64409-step-14-organizing-your-dreams.html

Step #15: Turning Your Dreams into Goals
http://mommysavers.com/boards/forget-joneses-project-2008/64836-step-15-turning-your-dreams-into-goals.html

Step #16: Supercharging Success
http://mommysavers.com/boards/forget-joneses-project-2008/65595-step-16-supercharging-success.html#post525342

Step #17: Accept Responsibility, Gain Control
http://mommysavers.com/boards/forget-joneses-project-2008/66320-step-17-accept-responsibility-gain-control.html#post531479

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PHASE THREE: BUDGETING


Step #18: Gather Your Records
http://mommysavers.com/boards/forget-joneses-project-2008/66793-18-budgeting-gather-your-records.html

Step #19: Calculate Your Cost of Living
http://mommysavers.com/boards/forget-joneses-project-2008/66995-19-calculate-your-current-cost-living.html

Step #20: BONUS STEP Create a Vision Board
http://mommysavers.com/boards/forget-joneses-project-2008/67294-step-20-bonus-assignment-vision-board.html

Step #21: Calculate Your Income
http://mommysavers.com/boards/forget-joneses-project-2008/67591-step-21-calculate-your-income.html

Step #22: Re-Evaluate Expenses
http://mommysavers.com/boards/forget-joneses-project-2008/68193-step-22-re-evaluate-expenses.html

Step #23: Avoid Budgeting Mistakes
http://mommysavers.com/boards/forget-joneses-project-2008/68325-step-23-avoid-budgeting-mistakes.html

Steps #24 & 25: Wrapping Up Your Budget
http://mommysavers.com/boards/forget-joneses-project-2008/69042-steps-24-25-wrapping-up-budget.html

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PHASE FOUR: PAYING IT DOWN


Step #26: Know Your FICO Score
http://mommysavers.com/boards/forget...ico-score.html

Step #27: Analyze Your FICO Score
http://mommysavers.com/boards/forget...ico-score.html

Step #28: Get a Handle on Your Debt
http://mommysavers.com/boards/forget...your-debt.html

Step #29: Prioritize Paydowns
http://mommysavers.com/boards/forget...-paydowns.html

Step #30: Accelerate Paydowns
http://mommysavers.com/boards/forget...e-paydown.html

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PHASE FIVE: PURGE

Step #31: Create a Vision
http://mommysavers.com/boards/forget...te-vision.html

Step #32: Plan Your Piles
http://mommysavers.com/boards/forget...our-piles.html

Step #33: Create Room for What You Want in Life
http://mommysavers.com/boards/forget...want-life.html

Step #34: Think About Why You Hang Onto Things
http://mommysavers.com/boards/forget...to-things.html

Step #35: Get it Done!
http://mommysavers.com/boards/forget...-get-done.html

Step #36: Organize
http://mommysavers.com/boards/forget...-organize.html

Step #37: Freshen Up!
http://mommysavers.com/boards/forget...tml#post622156

Step #38: Maintain
http://mommysavers.com/boards/forget...-maintain.html

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PHASE SIX: MINDFUL SHOPPING

Step #39: Identify Shopping Mistakes, Weaknesses and Triggers
http://mommysavers.com/boards/forget...-triggers.html

Step #40: Come up with Coping Mechanisms
http://mommysavers.com/boards/forget...echanisms.html

Step #41: Put Your Money Where Your Priorities Are
http://mommysavers.com/boards/forget...riorities.html

Step #42: Be Wary of Spaving
http://mommysavers.com/boards/forget...y-spaving.html

Step #43: Spending with a Purpose
http://mommysavers.com/boards/forget...g-purpose.html

Step #44: Be Wary of Rationalizing Purchases
http://mommysavers.com/boards/forget...purchases.html

Step #45: Fun Money
http://mommysavers.com/boards/forget...fun-money.html

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PHASE SEVEN: KEEP YOUR EYES ON THE PRIZE

Step #46: First Things First
http://mommysavers.com/boards/forget...tml#post678390
Step #47: Delay of Gratification
http://mommysavers.com/boards/forget...ification.html
Step #48: Determine Underlying Wants
http://mommysavers.com/boards/forget...ing-wants.html
Step #49: It's About the Feeling
http://mommysavers.com/boards/forget...t-feeling.html
Steps #50 & #51: Energize Your Goals
http://mommysavers.com/boards/forget...our-goals.html

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PHASE EIGHT: SAVING EVERY DAY

Step #52: Re-evaluate Monthly Expenses
http://mommysavers.com/boards/forget...-expenses.html

Step #53: Find Low Cost (and No Cost) Fun
http://mommysavers.com/boards/forget...-cost-fun.html

Step #54: Using DIY Projects to Improve Your Life (and Your Finances)
http://mommysavers.com/boards/forget...-finances.html

Step #55: Practice Resourcefulness
http://mommysavers.com/boards/forget...cefulness.html

Step #56: Make "Never Pay Full Price" Your Mantra
http://mommysavers.com/boards/forget...ur-mantra.html

Step #57: Get it Used
http://mommysavers.com/boards/forget...tml#post725251

Step #58: Learn to Spot a Bargain: Keep a Price Book
http://mommysavers.com/boards/forget...rice-book.html

Step #59: Be a List Keeper
http://mommysavers.com/boards/forget...st-keeper.html

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PHASE NINE: RECLAIM YOUR TIME

Step #60: Create a Family Mission Statement
http://mommysavers.com/boards/forget...statement.html

Step #61: Schedule Important Things First
http://mommysavers.com/boards/forget...ngs-first.html

Step #62: Identify Time Wasters
http://mommysavers.com/boards/forget...e-wasters.html

Step #63: Apply the 80/20 Rule
http://mommysavers.com/boards/forget...0-20-rule.html

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PHASE TEN: FRIENDS AND FAMILY

Step #64: Money Talk and How You Influence Your Kids
http://mommysavers.com/boards/forget...your-kids.html

Step #65: Kids and Allowances
http://mommysavers.com/boards/forget...llowances.html

Step #66: Date Your Spouse
http://mommysavers.com/boards/forget...ur-spouse.html

Step #67: Give of Yourself
http://mommysavers.com/boards/forget...-yourself.html

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PHASE ELEVEN: UNDERSTANDING AND DEALING WITH SOCIAL COMPARISONS

Step #68: Be Aware of Media Influences
http://mommysavers.com/boards/forget...tml#post843426

Step #69: Get Off the Hedonic Treadmill
http://mommysavers.com/boards/forget...tml#post843431

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