I slipped behind. I got stuck on #12.....the one about dreams.......and i haven't caught up yet.

Anyone else in the same situation that i am in?

I've also had a few things come up that i wasn't expecting to do or pay for. I didn't do well on continuing the spending freeze like i had hoped.

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Jodie....Wife to Andrew (1995)
Mommy to Riley (2000) and Wyatt (2003)

I'm right there with you. Well, technically I haven't finished the net worth stmt either!

I started on the dreams but things seem to be busy again!

Modified Spending freeze not going so well! DH and I were doing GREAT with the freeze. We only spent $5 not budgeted I think. We then put our debit cards back in and since then haven't done so great! Mostly DH has been buying lunches (or drinks or something) at his work! I haven't been keeping track as much, but our budget sheet (basically a check register in excel) has a TON of stuff on it, where as last month had VERY little!

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WE'RE DEBT FREEEEEEEEEEEEEEEEE!!!!

I've somewhat purposely slowed down the steps so that people could catch up. Be careful of skipping steps or delaying them; a lot of what we're doing in the future will build on these past steps. The net worth statement is really important; it will allow you to judge your financial progress when we take a look back on accomplishments. The dreams phase is also really important, because we're going to be focusing a lot on putting our money where our dreams, goals and priorities are. If you haven't named them, you can't claim them! Get going, ladies!

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Kim- i have a question...
will these steps be going on all year? i was just wondering.

BTW- i love the FTJ project! i don't know how many times i can say that lol, thanks you again!

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My choices yesterday create my today. My choices today create my tomorrow.

Forget the Joneses Boot Camp Blog

There are 100 steps. Yes, it is the plan to keep them going all year... I'm trying to pace it so we don't get done too early.

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aaawww ok! cool! thanks

__________________
My choices yesterday create my today. My choices today create my tomorrow.

Forget the Joneses Boot Camp Blog

I have had the flu so I will try to get caught up this weekend. I did the dreams but I haven't done anything since.

I have still been doing the spending freeze. We are out of bunches of stuff and I haven't been in the store for more than a week. Nothing like being sick to make you frugal.

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A Family of 5's quest to forget the Joneses.

Since my car is now wrecked, I had to rent one and will need to go buy another car, so now I will loose all I have gainned in the freeze!

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http://mommysavers.com/boards/journa...wjournal&j=110


If you tell your secrets to the wind... Don't be mad if it tell's the trees.

I have had some setbacks as well. What I thought was going to be an inexpensive month has turned into an expensive one. Ds had to go to the eye doctor, and that alone is a $55 with the co-pay and this 'refraction fee' that insurance will not cover.

We are also re-doing ds room, and wanted to buy paint, blinds (on clearance but not on sale) and a bedside table (from a 'previously used corporate furniture place') for a fraction of what it would have cost retail. It is like brand new, but we still didn't plan for it but bought it.

I am also running out of my stockpiled frozen food (homemade) so once I start That up it is going to be even more expensive. Gas prices are killing us, both for cars and heat! Our last heating bill was over $300. So yes we are slipping behind as far as savings go.

I'm contemplating another spending freeze when our visa billing period is over.

I am stopped at the dreams list stage - life has gotten in the way. Guess I'll just set myself a deadline and get moving!

Come on chicks, we can do this! I know I have already learned so much from the steps I have completed.