... did your net worth increase between then and now? If not, was it due to market fluctuations?

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It decreased and mainly because of the housing market. Our 401K hasn't suffered. Being in the process of selling our home (have a buyer set to close july 31st) I can be exact on what we are getting from the house. We had hoped to get 165K and had to lower the price to 160K just to get people to give the house a look see. We are getting 158.5K and paying 5k in closing and after fees we will walk away with 12K on our new place. The deal with that is we are paying 240 for in and the seller is paying closing and for new carpet. We are getting a USDA loan. Awesome program as it requires no Down Payment and No PMI. So we are taking profit and having it cover all our medical bills, and CC debt still leaving us with movey for a small emergency fund.
Moves have more fees then you can shake a stick at. This is the house we plan to stay in for 15 years or more so lots of time to rebuild equity as housing prices start rising when the market rebounds. Over all the increased space and the better schools will be worth it. Right now everything is a little stressful

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Kimberly Proud Mommy to Bethany Rose April 2006 &

Organizer of the Coupon Clippers of Tacoma

Ours increased, and I was surprised. Market fluctuations haven't affected us much in the past 6 months, although the 6 months before that were pretty bad. I thought our networth would go down because we bought a new car with cash, but it is worth almost what we paid for it, and the other car was ... not.

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Wow, that's a great thing to be able to do... congrats!

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Ours went up. I am sure because of this project!
I do have to say I was surprised because I just feel a little less in control of things and I have for the last couple of months. However, we have not taken on any new debt and are constantly working to pay down the little debt we do have. Plus saving every month. I am glad I did this again. It was proof for me that all the little things do add up.

The market has kicked our hiney. I need to do some research and reallocate some funds. Then there's the housing market and the fact that we moved at the end of 2006.

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Our net worth increased, definitely! FTJ played a huge role in this, for sure. We managed to pay off around $2500 in debt and increased our savings a bit. (Still working hard on both of those) I undervalued my house by quite a bit during the net worth assignment, so the value is now pretty close to what I estimated it to be then. Hopefully those numbers will increase a bit next year.