I nearly forgot to post this morning! Better late than never. Hopefully Y will be easier than letter X!

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"Ordinary riches can be stolen: real riches cannot. In your sould are infinitely precious things that cannot be taken away from you." -- Oscar Wilde

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Yogurt.....

This can be a great frugal snack for kids.....usually on sale and coupons can also usually be found......serve as is....freeze for frozen treats or use as a fruit dip.

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Avoid Fruits~N~Nuts....you are what you eat!!!

Yard sale

get a few extra bucks from that stuff you no longer use.

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Avoid Fruits~N~Nuts....you are what you eat!!!

Year-round.....

saving even $5 a week for 1 year can make for a decent little emegency fund,or vacation getaway....and $5 doesn't necessarily break the bank.

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Avoid Fruits~N~Nuts....you are what you eat!!!

Yogurt

Instead of buying the individual cups, buty the large container of vanilla and add your own fruit etc.

YOU'LL want to YELL YIPPEE when YOU have found a great deal!

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Yesterday

The mistakes you made yesterday with money don't have to follow you today. Take the frugal tips from this contest and put them to work for you!!

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Want to save some green? Join a coupon train.

Yard

Maintain it yourself. You can push a mower and do your own pest treatments. It is good exercise and it is even fun.

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Want to save some green? Join a coupon train.

Youth

If you have any put them to work. They are capable of cleaning, babysitting, doing laundry, mowing the yard. They can earn their allowance instead of having it handed to them.

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Want to save some green? Join a coupon train.

Year-end

This is the time to watch for sales. Businesses want to get rid of it instead of having to claim it on their taxes.

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Want to save some green? Join a coupon train.