This is an eye-opening article. It says that shopping in certain places associated with lower incomes (such as secondhand stores) can impact your interest rates and credit limit.
What you buy and where you shop may affect your credit

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Wow. I had never thought about them checking to see which stores you shop at. I always use cash when I go to thrift stores and consignment shops but still it's kind of scary that they track everything you do and try to use it against you.

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"When people can walk away from you, let them walk. Your destiny is never tied to anyone that left." Jakes

I never thought about it affecting my credit either, but I never use my credit cards at the liquor store. I'm not sure why, but I don't want anyone having a record of my purchasing alcohol (not that we buy that much of it).

And I have been criticized at the grocery store in the past for not letting people use my loyalty cards. If the person in front of me asks to use my card I will say no if they are purchasing cigarettes - I have always been afraid that somehow my insurance company will have access to that info and raise my rates because they think I am a smoker. Plus I don't want all the tobacco advertising being mailed to me, either.

Would that include your check card if it has a Visa logo on it? I use that thing absolutley everywhere!

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Everyone must be quick to hear, slow to speak and slow to anger. James 1:19

Do you not know that in a race all the runners run, but only one gets the prize? Run in such a way as to get the prize. 1 Corinthians 9:24

Thanks for posting that! Can't believe that.

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I had no idea. Thats crazy!

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~Missy~Mommy
Meghan9.Samantha8,Cameron6

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Well that just ticks me off! What about the people who live in the sticks and the nearest high end shopping centers are a long drive off......give me a break, i'm not going to drive 2 hours one way just to be sure my credit rating stays good.

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