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Old 12-17-2006, 08:28 AM   #11
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KathrynHannah
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I did it by writing down everything I spent for 3 months. Then I looked at the figures, tweaked what I could change and stuck with that.

We also have a income that changes every month so I budget on the lowest and any extra goes into our emergecy fund, which need need to access a couple of times a year.
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