Have you negotiated any rate decreases lately (credit card or other)?

Do you have any tips/suggestions for those who may need to/want to do this?

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Yes I just called my card company and asked and they could and they were lower until they had the next rate Hike and they told me I had the lowest rate I could so I transfered my funds to a different card. Doesn't hurt to just ask.

I hope to pay the card off this month

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Kimberly Proud Mommy to Bethany Rose April 2006 &

Organizer of the Coupon Clippers of Tacoma