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Old 07-17-2009, 09:51 AM   #1
Default How do you keep track of your checking account?  
melsb
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I always used a check recorder but now I'm thinking about just doing it on my laptop.

Does anyone else do it this way? any thoughts?
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Old 07-17-2009, 10:08 AM   #2
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SAHMto3boys
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I have a spreadsheet my sister's friend used and passed it on to us. It has 4columns (date, description, amount and balance). It has 1, 2, 3 - 31 down in the date column and then I put in the deposits (salary and all the bills. I estimate the normal bills, and put in an estimate for groceries, etc. I get on every other day or so (or anytime I spend money) and I can put in what I spent. If I didn't keep the receipt I can just get online to check what I spent since everytime I do this I balance it to the bank. If something were to go through the bank that shouldn't be there I will know within a day or two of it happening since I check it so often.

The spreadsheet also has a tab for each month. I have through the end of 2009 done at this point and in the next couple of months I'll go in and do all of 2010. That way I can estimate how much we can put in savings each month, etc.

My spreadsheet is VERY detailed and has other tabs tracking our debt payoff when we were in that mode, and now it tracks our savings. I would be LOST without our spreadsheet. (i can even look back a couple of years to see what I spent on something)

I don't keep the checkbook recorder thing in my wallet anymore. Just let the computer do the adding and subtracting for me!
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Old 07-17-2009, 10:20 AM   #3
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I have quicken on my laptop and love it!

You can even keep up with your deductions that you use for the year on your taxes.
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Old 07-17-2009, 10:59 AM   #4
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I keep it all in a spreadsheet on my computer. I'm really anal about it. I know to the penny how much I should have in all my accounts.
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Old 07-17-2009, 11:01 AM   #5
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BillswifeRebeccasmom
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I tried using Quicken and several other computerized methods of keeping track and I have to admit...I HATED IT! I went back to the paper check registrar and I love that. I do check our account online about every other day so I know if something is there that shouldn't be.
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Old 07-17-2009, 11:08 AM   #6
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luvmybabies3
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I use a spread sheet and a paper check register. Even though I write everything in, the spreadsheet has all of the bills and due dates and when I paid them and the exact dollar amount. I check my checkbook everyday online because we have daily deposits and when something clears the bank, I highlight it in the register.
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Old 07-17-2009, 12:14 PM   #7
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I still use the check register and try to write everything down. I have to check onlne everyday because dh will buy a drink or snack and forget to tell me about it. I need to set up something on a spreadsheet but haven't took the time to do it yet.
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Old 07-17-2009, 04:41 PM   #8
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I do the paper check register, it is just the easiest for me and I have never had any problems.
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Old 07-17-2009, 04:46 PM   #9
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I use my check register. It is the whole writing it down thing for me (some of you know how obsessive I am about lists) . I check the account almost every day on-line and track everything!
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Old 07-18-2009, 03:13 PM   #10
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I have used Quicken for years, and I love it. Haven't used a paper check register since 1998, I think. It is so easy to reconcile your statement every month. I would recommended it highly.

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