It seems like I've been hearing a lot about credit card companies raising rates, increasing the monthly minimum payments, lowering spending limits and changing terms on many of their customers.

Has this happened to you lately?

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One of my store cards, the percentage rate went up...not an issue for me/us though because we don't carry a balance on any of our CC's.

the lowered one of our limits. Which is fine by me, it was ridiculiously high and we don't carry a balance on it.

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married 8 years to a crazy Brit, mommy to a banana, she is 5 and a pineapple who is just about 2 , mommy to 4 ~angel~ babies

Our rates have gone sky high. When I called to ask why, since we have good credit and always make payments on time, I was pretty much told that they are doing it to everyone just because they can.

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~Happiness is a large family~

Everyone must be quick to hear, slow to speak and slow to anger. James 1:19

Do you not know that in a race all the runners run, but only one gets the prize? Run in such a way as to get the prize. 1 Corinthians 9:24

I recieved notifications from all my card companies about rate hikes. They do not matter as I rarely use them and if I did I would pay it off each month. It is the banks way of trying to earn enough to pay back their bailout funds. What they should do is lower the paycheck for all their executives.