I personally put everything on my credit card. Even my daycare. I just pay the balance off every month. I have had it for about a year and a half and never carried a balance on it. I also get $300 cash back every year and I figure that is well worth it! Plus if someone were to get ahold of my credit card and ring it up, I have insurance on that and can dispute the charges. If someone were to get ahold of my debit card on the other hand...well I would be screwed, that has the goods in it. Works for me but I am dilligent in not overspending and paying it off!

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