We have around $1000 in cc debt. I hate it. We started out paying it all in full. Then stopped. Horrible decision. After this debt is paid off... small purchases in full. Grr. But $9100? Shew.. that's a lot. I'm thankful we do not owe that much!

I don't have that much cc debt, but enough to make me sick of paying it. I have a plan that I will have it paid off by the end of the year though.. I am doing really good with not using my cc at all. I haven't taken it out of my wallet yet, but I plan to soon. It can be a temptation for me. I cleaned out my closet and some other small areas of my house during Christmas and it felt so good to get rid of stuff. I keep reminding myself that I really don't need stuff when I think about running to the store to get whatever it is I think I need at that moment.

On the bright side, only 50-1/2 weeks left! LMBO!

I use a CC for ALL purchases, but pay off at the end of each month. I wasn't always this dedicated but have been for the past 2 years.
I use the card to collect the reward dollars that it offers. In the past two years, I have MADE over $1500 from the company, instead of them paying me!!!!

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Children Learn What They Live, And Live What They Learn.
What have you taught your child today?
When life throws you a curve ball...it's up to you how you catch it!

This is my goal for the end of MAY. I'm hoping to have all our CC debt paid off in full and NOT use them again. And if we do use them, we keep the balance low and pay it off every month. BUT, that is only emergencies. I DO Not want to fall into the trap again and will not use them if we can help it. Thankfully right now, we only (yah right ONLY) owe about $3500 on 3 cards. I have hope that we can pay if off fully and quickly.

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~Missy~Mommy
Meghan8.Samantha7,Cameron4

SAVE HANDMADE TOYS!!

http://www.change.org/ideas/view/sav...from_the_cpsia

We don't have credit card debt and never have. I can't imagine having that much debt!

We use our credit card for everything - groceries, everything. But, we pay it off every month. I have never paid a finance charge. I just know if I don't have the money not to spend it, I guess.

But, I like the rewards on the card so I use it only to pay it off.

We were doing very well and not using our credit cards. When Christmas rolled around we didn't have enough cash to pay for everything, so did some charging. It was so close to being paid off and now I feel like we are starting over. It's so frustrating. It seems like we use them only once or twice a year, but it's the amount that we charge at those times that hurts us!