That would be my grandma. She is 87 and still has savings. She plans on living till past 100 and wants to be able to take care of her own bills. She worked till 85 because it kept her young.

My mom too. She was great with money and brought up 4 kids with just my dad working.

Now my role model are a cousin and a couple of friends who have businesses, I want my own one day, so I watch how they do it.

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We buy things we dont need,
with money we dont have,
in order to impress people
we dont like?
(Ramsey, D)

My parents have never been great with money. I would say that I have had to figure things out on my own completely, and I have made some mistakes along the way. My DH and I kind of look to eachother to figure things out.

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“For beautiful eyes, look for the good in others; for beautiful lips, speak only words of kindness; and for poise, walk with the knowledge that you are never alone.”

I would have to say my parents. Well, let me clarify: my dad makes A LOT of money but they pretty much spend it all. There was, however, a time when they were saving for their first house. He wasn't making a lot at the time (well, compared to what he makes now) but they managed to buckle down, live very frugally and save 20 k for a down payment on their dream home in less than a year. Anyway, as of right now we are asking them for tips and guidance as we are working on the same kind of thing.

I guess my parents....We never had money growing up and my parents still live paycheck to paycheck but over the years they have a lot of knowledge as to what works.

My Dad and MIL. They are both frugal and have good retirements. My Dad lives a very comfortable lifestyle, yet puts alot into savings! He will retire very well off. I hope to be able to retire like him!

I really don't. It is my goal to be a financial role model for others.

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My financial role models are my parents. But quite the opposite of what you think. I have watched my parents dig themselves further into debt every year, and when I was about 15 I decided that was not the way to live life, that I did not want to be in debt for anything! My parents have had a 6 figure income for as long as I remember, yet they insist on putting things on cards, or buying a new vehicle every other year. I have to say my mom occasionaly tried to teach me about not going into debt, and it has worked. I bought my first truck at 17, wrecked it a couple months later, came out ahead with the insurance money, put a down payment on a new truck, still have that one 3 years later and I only owe about $3,500 on it. That's all the debt I have, besides a $50 balance on a credit card. And it's all in thanks to my parents! Now I am actually watching my parents try to dig themselves out of debt. They've realized you can't retire when you're tens of thousands of dollars in debt!

Can you explain why you kept your last name?

My financial role models are definately my parents. They have never lived above their means. Actually, I think they have lived very frugally over the years--even though they could afford more expensive things. They paid off their mortgage in less than 20 yrs, instead of the 30, printed on their note by putting extra down each month faithfully. They also own a retirement home--which will be paid for by the time my Dad retires in 2 or 3 years. They pay off all credit card bills at the end of the month--Dad says, "It's like using the credit cards money--while yours earns a little interest." They put 4 kids thru 4 yrs colleges without going into debt. I have to say, "I am very proud of them, they have taught my sisters, brother and I alot about saving and spending."