I have 7 but only have one with a balance on it. When they send me a new card, I never call the number on it to renew it. I just file them in my drawer.

I am working diligently this year to get the one paid off.

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I have one Visa and that's it. It doesn't have a balance on it. My dh and I are Dave Ramsey fans, so no more cards for us.

2 visa cards for personal use and 2 cards are coporate travel cards. However we carry balances on none of them.

who/what is Dave Ramsey?

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Jaime

"Live each day like its your last"

I was just about to ask the same thing!

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We have 2, one mastercard and one visa.
We are also following the Dave Ramsey plan, so we are diligently working on paying them off

I have Macy's and Victoria's Secret. We had a Mastercard but paid it off and closed it. Stupid mistake. Our credit isn't great (we had some problems) and now it's in my MIL's name (long story) and the payments we're making to them for it aren't touching our credit - they're just making theirs better. I kept my VS and Macy's cards to try to build our credit a little bit.

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We only have 2 visa and american express.

I have 9 Sears, Lane Bryant, Victoria Secret(for use at Bath and body)., Stage , best Buy Cato and Fashion Bug, and Ashleys furniture which has never been used. and a Visa from Arvest, there is no balance on any of them . Rarely use them sometimes LB and Fashion Bug but pay off the next month. Only have used the Visa on holidays and try and pay off the following month, Just paid Best Buy but don't use it unless its on a no interest purchase.

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We have 2, one with a balance. Visa & Discover (for sams club).