Welcome to Mommysavers Forums.
Go Back  

Money Matters Personal finance, managing debt, saving and investing

Register FAQ Members List Calendar Search Today's Posts Mark Forums Read Gallery iTrader

Reply
 
Thread Tools Display Modes

Old 04-13-2007, 12:58 PM   #1
Scratch Chin How would your life be different if you were financially independent?
Kim
Ms. Mommysavers
 
Kim's Avatar
 
Last Online: Yesterday 10:58 PM
Join Date: Jul 2006
Location: Southern Minnesota
Real Name: Kim
Posts: 9,916
iTrader: (4)
Say you had no mortgage, plenty of money for retirement/kids' education, and enough money coming in each month via investment dividends/interest so that you didn't have to work for a living and could maintain your current lifestyle.

What would you be doing with your life? Would you be in the same job? Would dh be in the same job? If not, what would you be doing? Would you still be living in the same place? How would things be different?
__________________
Read my recent blog: My Frugal Mistake
Check out the Mommysavers Group on Facebook

Let's see a Mommysavers Member featured on Oprah! Click here for more information
Kim is offline   Reply With Quote
Old 04-13-2007, 01:19 PM   #2
Default
KathrynHannah
Money & Simple Living Mod
 
KathrynHannah's Avatar
 
Join Date: Dec 2006
Posts: 4,747
iTrader: (1)
Very good question!

Dh and I had a conversation about this very thing a few weeks ago. We both agreed that we would not change anything except ...

We would consider getting a 2nd car. Being a one car family may be good for the bank book and the environment but can sometimes be a logistical nightmare. Other than that, we'd continue to do what we're doing.
__________________
KathrynHannah is offline   Reply With Quote
Old 04-13-2007, 01:22 PM   #3
Default
2bearsmom
Here to Entertain you Mod
 
2bearsmom's Avatar
 
Last Online: Yesterday 06:13 PM
Join Date: Jul 2006
Location: Where the Wild Things Are
Posts: 12,373
iTrader: (3)
We wouldn't be in this area (School district stinks and we send DD to school outside of our home school). We're looking at moving to a better school district/cheaper tax area down the road anyway (need to make a decision by the time DD is in 5th grade!).
We'd just be able to move sooner than later. DH wouldn't have to stress about OT b/c he could work a regular 40 hour week and enjoy his day( He likes what he does) I would continue to be a SAHM, but not continue with the mortgage business, I don't like it as it is and am not happy. We wouldn't stress over the bills anymore and that alone would be a huge relief to both of us! Financial security would make for a happier home!
Honestly, those are the only real changes I could see worth making...a move to a better school district and me giving up my job....Both would take away a ton of worries and stress!

I wouldn't give up my coupons or bargain hunting...I love a good deal!
__________________
2bearsmom is offline   Reply With Quote
Old 04-13-2007, 01:24 PM   #4
Default
diamondgrl1177
Mommysavers Diva
 
Last Online: 10-11-2008 11:48 AM
Join Date: Jul 2006
Location: pa
Posts: 516
iTrader: (0)
I personnally would not still be married and I'd probably be doing something for unwanted animals or farm. I've always wanted to do something like that. I'd still want to be home with my kids like I am now. Just maybe divorced earlier!!!

Unfortunity I have to stay married right now until I can find a job were I can support myself. But I'd definately do more good then some of the mill & billionaires out there.
diamondgrl1177 is offline   Reply With Quote
Old 04-13-2007, 02:03 PM   #5
Default
MandaRenee
Mommysavers Goddess & Approved Trader
 
MandaRenee's Avatar
 
Last Online: 10-08-2008 10:29 AM
Join Date: Dec 2006
Posts: 2,097
iTrader: (0)
We would not be working at all. We would farm/garden for hobby/money. And spend time enjoying the country life.

I would be able to devote tons of time to charity work for the MS Society and Habitat and really feel like I was making a difference. Things that I feel strongly about and love.

We would be able to spend more time with family and not have to worry about paying the bills and having enough money.

I would still bargain shop too. Just because you have money doesn't mean you need to be dumb. Although I would likely splurge and buy myself a Coach handbag as I love them and have always wanted one but can't justify the money.
__________________
Proud mommy to adorable Kinsley

MY BLOG!
MandaRenee is offline   Reply With Quote
Old 04-13-2007, 02:09 PM   #6
Default
sweethearrtofdc
Junior Mommysavers Member
 
sweethearrtofdc's Avatar
 
Last Online: 06-03-2007 04:47 PM
Join Date: Aug 2006
Location: W Texas
Posts: 96
iTrader: (0)
We wouldn't change anything except dh's job. He would get a regular 40 hr/wk job with no on-call nights, ect. so that he could be more apart of the kids lives.
__________________
Kristi
Mom to Eric, Alex, and Taylor
Happily Married to Joe:love:
sweethearrtofdc is offline   Reply With Quote
Old 04-13-2007, 02:17 PM   #7
Default
crystalwave
Senior Mommysavers Member & Approved Trader
 
Last Online: Yesterday 08:05 PM
Join Date: Jul 2006
Posts: 1,114
iTrader: (1)
I would quit my job, but other than that we wouldn't change much. Dh likes his job, so he wouldn't be looking to change jobs. We are happy with our house and our immediate family is all close by so we wouldn't want to move. Although some place warmer would be a nice change :-)
__________________
DS - 8
DD - 5
crystalwave is offline   Reply With Quote
Old 04-13-2007, 02:23 PM   #8
Default
Missystuy
Shopping/Auction Mod
 
Missystuy's Avatar
 
Last Online: Yesterday 07:21 PM
Join Date: Jul 2006
Location: Connecticut
Posts: 6,998
iTrader: (1)
I think we would totally upgrade out house. I would actually LIKE to stay here, and just build up, but dh would like to just get a whole new house. I don't even like this house, but I love the area, and the street I live on.
__________________
~Missy~Mommy
Meghan8.Samantha7,Cameron4
Missystuy is offline   Reply With Quote
Old 04-13-2007, 02:26 PM   #9
Default
treehugger
Mommysavers Goddess + Approved Trader
 
treehugger's Avatar
 
Last Online: 05-24-2008 12:36 AM
Join Date: Jul 2006
Posts: 3,835
iTrader: (0)
The thing that makes us happiest is family time. I would love it if my dh didn't have to work so we could have more time to spend together with the boys. He works so hard for us and I know sometimes he feels like he's missing the good stuff even though he spends every possible minute he has with our boys. So that would be priority number one.

We would love to own and operate a small organic veggie farm. It would be wonderful to be able to do that and involve our boys in it too.
treehugger is offline   Reply With Quote
Old 04-13-2007, 03:42 PM   #10
Default
Happymom
Super Mom Moderator
 
Happymom's Avatar
 
Last Online: Yesterday 09:03 PM
Join Date: Jul 2006
Location: Minnesota
Posts: 19,014
iTrader: (0)
I would not be working!!! I would love to do more volunteer stuff!!! The schools, red cross, hospitals , all kinds of stuff!! I don't think dh would work either. We would probably not live in this house either.
__________________
~Happiness is a large family~




Happymom is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Members
 

Sponsors

 


Advertisement

All times are GMT -5. The time now is 01:03 AM.


Powered by vBulletin® Version 3.6.7
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0