Great article, Kim. Is it comforting to know that SOME debt is OK? Seriously, I am concerned about retirement myself, and agree that's where extra (if any) should go!

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I suppose like everything else you have to do what is right for you. Truthfully I would love to have our mortage paid off just so I wouldn't have the monthly bill - I suppose you would need to look at the numbers and make the correct decision. But at this point in our lives that isn't going to happen. Actually I would just like to have our house, for free! And that doesn't appear to be happening either!