I agree with what Everyone else is saying....
And is this Woman in Debt?? It sounds like it to me.....Either that or they Have No savings or maybe they Get "family " help like alot of people I Know Get.
One Girl I Know - her Parents Buy Their Girls ENTIRE wadrobe Every season -
Another I Know - her Parents Pay for her Daughter to Go to An Expensive Preschool.
And my brother of all people Has it all - a great Job , A Stay at home Wife..... their kids are involved in everything , Have ONLY Name brand clothes - And Guess what ?? They are 65,000 in debt....
On the Outside it looks like " wow they have it all" But Until People Really tell you What is the Deal - You never know.
I know how fast money goes ( Don't we all!) And If you are spending all your money on Nice clothes , purses , etc, The Money is Gone FAST - Unfourtunatly I know from Experience
So Often people Live off of credit - and making the Payments every month is More than enough.
And as far as People having kids....
I always say as long as I am not Paying for them( meaning with our federal tax money) - then I don't Care.
And Doesn't Your Neighbor Know Pregnancy Can Just happen

Its Not like we all are Fortunate enough to Plan it all out and Conceive when we want to.
I was a teenage Mom - and I Paid Every dime of that Hospital bill off myself - Took me 4 Years - but I Did it!!
And our last one we had- I was using Birth Control - so Go figure -
Another thing I Grew up with Dirt poor kids - Who are now Docters -
And I Grew up with Weathy Spoiled Kids who Are Drug addicts -
And Vice versa -