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View Poll Results: Who controls the everyday finances
You 46 77.97%
Your husband/significant other 12 20.34%
financial planner/other person 1 1.69%
Voters: 59. You may not vote on this poll

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Old 07-17-2007, 10:22 AM   #11
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Jared&Maggie'smom
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We too are "both". He does all of the check writing to pay bills. I do all the grocery shopping, etc. and keep all the cash for the month on me so if he needs a haircut he comes to me to get the cash.

This works for us. Honestly, paying the bills would make me nervous. But holding the cash is good for me b/c I can see how much we save and make our cash last longer etc.....and since I do 99% of the shopping and coupon clipping it works for us.
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Old 07-17-2007, 10:32 AM   #12
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Quote:
Originally Posted by Claire
Wow! Doesn't that get tedious sometimes? Not judging, just curious!
I don't know how much of our background story you know, but I'll just say that we have come a long way. We're working so hard to dig out of the hole that dh put us in. It is not tedious at all - at least not to us. We are so psyched up about getting our finances straightened up, that we don't want anything to ruin it.

We do the grocery shopping together - whatever we don't get from Angel Food, we get from Walmart. It is pretty close to the McDonald's we work at, so we usually head there after work once a month to get our big list. And then about once a week to get milk, bread, etc.

If we are short on milk, then usually dh will check to see if he should get it after work - or if we just want to wait till we're near the Walmart.

So, no, not tedious at all for us.
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Old 07-17-2007, 10:34 AM   #13
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ME- my dh is lousy with money!! If it weren't for me, i don't think half our bills would be paid on time. I used to hate having to be in the hospital for anything.......4 days post op with a c-section,i came home and he had the checking account over drawn! He's so irresponsible with the checking account! I think sometimes he prefers that i do it all, half the time i am more like his mom than his wife.
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Old 07-17-2007, 10:37 AM   #14
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I guess we too are a both I like to involve him in it.
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Old 07-17-2007, 10:41 AM   #15
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I take care of the money. If my husband did it, we wouldn't have any food, no house, but we would have a really cool stereo system and really expensive bikes.
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Old 07-17-2007, 10:55 AM   #16
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Me. Well, DH used to be in charge of all the bill paying, when I was working out of town all week. But when I changed jobs and started working 6 minutes from home, I took over. Basically I realized I was "out of the loop" on what we were spending. So I took charge and have our "budget". I make about 75-80% of our income right now, since DH is in school, working at home remodeling jobs (which pay sporadically), and his AC/heat jobs for he and his dad's company (small company), his pay is existant, but wouldn't cover all our bills. Usually, we use his "cash" for out to eat/dates, etc, While my income covers all our household bills, groceries, gas, etc. It all pretty much goes into the same pot in that sense.
We don't have a budget, per se, either. We are doing fairly well financially, with minimal credit card debt, that will get paid in full when he completes this house overhaul job, within a month or two. We have some savings (not a whole lot), and I have 401K, and each of us have separate IRA accounts outside of work stuff, post-tax. No real worries, but I just like to be the one who sees everything, and pays it off. He did a good job when he was in charge, but I just needed to know. Plus, he got super busy, and it was more a burden than anything for him to sit and pay bills all the time. I pay them on each payday, twice a month.
Ok, this ran longer than expected, sorry. I'm longwinded today.....and sitting at work, so I should probably get to that.
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Old 07-17-2007, 11:29 AM   #17
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I made the budget, and pay the bills and make sure everything's taken care of myself. I'm even getting after DH to start a 401K this year, because as much as I love him, and dispite that he can make money last a little if you give it to him, he doesn't have the desire or disipline to make and stick to budgets or savings plans. He's not good with the details of that sort of thing. In fact, that was the only thing that kept him from getting his Eagle Scout rank. I still ask him though if it's ok if I get stuff here and there, like sheets, or whatever, but I only ask if I know we have the extra money. Makes him feel like the man saying yes
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Old 07-17-2007, 11:35 AM   #18
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I said me. Although we do try to make it a joint effort dh rarely knows what is going on unless I sit him down and tell him or he's found something he wants to buy and comes to me about it.

I write out the checks every month. I make sure everything is paid on time and that we budget the correct amounts. I plan ahead for upcoming purchases and expenses and dh just goes with the flow.
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Old 07-17-2007, 11:40 AM   #19
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Quote:
Originally Posted by melsb
I take care of the money. If my husband did it, we wouldn't have any food, no house, but we would have a really cool stereo system and really expensive bikes.
That sounds like my dh. He'll say hey we have X amount left over to which my response is nope because we have to buy things like groceries and put gas in the car, etc. Things he never thinks of.
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Old 07-17-2007, 11:51 AM   #20
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I was doing it all and the dh wanted to take over. Funny t hing though he hasnt done anything. Its like he thinks the bills will just pay themselves when they are due. So I have kinda taken it back over b/c I hate paying bills late or getting late fees. So now if we get a bill I just pay it and let him worry about trying to figure it all out.
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