I'm using microsoft works spreadsheets for my monthly budget right now. It was going good till last month and I don't know what happened but now we're behind on at least 3 bills. I wonder if I shoud start a different system. FYI I don't get alot of bills in the mail cause I opted to get e-bills. Thanks in advance. Our income is enough to cover our monthly expenses and some left over, just so you know.

Hi!

I used a lot of the different types of programs available and nothing could help me keep my budget current and up-to-date without too much work.

I recently starting using a newer program called Commoncents. It is an envelope budgting software program that is extremely user friendly. If I can figure it out anyone can!

You can try it for free-- go to www.commoncentssoftware.com.

Have a blast being in control of your finances! I really love it!

Love,
Liz:happy dance:

Thanks Liz. I downloaded the 60 day trial, so we'll see how i do. Wish me luck!

Hey, Liz? I might need some more advice on that software. I was looking at it and I see that when you have a balance in an acct. that you can allocate it to different envelopes. This is the part of the budget I have trouble w/. I know how much we need to pay and to whom but I can't get a handle on it when we can't pay them all in one pay period. For example, you can take $100 from an account and distribute $25 to utilities, 25 to mortgage, 25 to phone, etc. Any tips?