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Old 10-12-2007, 05:46 PM   #31
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flybygrace
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Quote:
Originally Posted by Debbiesmom
I just think that we would be so RICH if we made $48,000 a year. That sounds like a lot to me...
Amen to that! That would be more than double what we're living on right now. I would feel like I was royalty, swimming in money or something.
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Old 10-12-2007, 09:00 PM   #32
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i agree w/ flybygrace....
that amount per year would be awesome. We live on less than half of that (family of 6)...sometimes it is difficult but we manage and certainly don't starve. Some people are lucky and some are not...that's the way I look at it. Some of us are more fortunate to be able to make good money but some of us tend to struggle through life. I really don't know what spending money is....but it would be nice though!!
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Old 10-12-2007, 09:45 PM   #33
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In my county the average household income is 92,000. In my city it is much more than that, it has to be to afford a house here. You wouldn't even be able to buy a house on 92,000k a year, you would have to rent or find a great deal on a condo. My dh makes much more than that and we are still in a townhome. A couple more raises when he hits 200K and we will be able to move up to a nice single family home they start at 500-600K in my area.

I'm from TX and you can get a mansion and 10 acres for what we paid for our townhome. It really all depends on jobs and where you live! If we moved back home to Houston we could get a very nice home for really cheap, but he wouldn't be making that much either. It all evens out in the end!
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Old 10-12-2007, 09:54 PM   #34
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Quote:
Originally Posted by busymomof4
Some people are lucky and some are not...that's the way I look at it. Some of us are more fortunate to be able to make good money but some of us tend to struggle through life.
I really don't think it's luck at all! My dh has worked so hard to get where he is and the skills he has. He came from a drug addict mom who tried to kill him and his sister many times, was adopted by a woman that didn't know how to love or parent-had no patience and was abusive, grew up poorer than most and living in the projects, dropped out of high school, I could go on and on on what he had to go through. Yet he taught himself enough to get away from poverty and educated himself and now I'm so proud of the success he has become and how well he supports us.

If you live your life thinking you aren't lucky, you never will be. You have to take matters in your own hands and get skills and do something about your situation. Or you can just sit there praying somethings going to change------which it won't until you do something about it.
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Old 10-12-2007, 10:08 PM   #35
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I think it's a combo of luck and hard work, more hard work than luck though. My husband worked his tush off to get into one of the best colleges and to get a pilot slot, etc. He worked his tush off to be the top of his pilot training class to get a good assignment from there. We have been poor before (well, not poor, but tight financially when we were first married) but now his hard work is finally paying off (as far as money--we aren't loaded, but we are totally comfortable, which is such a relief after out early days.)

Sorry...little off topic. Just wanted to comment on the whole luck/hard work comments.
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Old 10-12-2007, 10:28 PM   #36
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I agree with Stacia and Mama2mygirls. It's not really all just luck...it's hard work, delayed gratification, mature decisions, etc. There are so many people who make poor choices and then think they own no part of their own situation...it's someone else's fault. If people aren't satisfied with their lives, they can work on improving it. My dh & I both worked and went to college at the same time, and I think we earned the financial comfort we live in.
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Old 10-13-2007, 09:35 AM   #37
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Quote:
Originally Posted by Debbiesmom
I just think that we would be so RICH if we made $48,000 a year. That sounds like a lot to me...

That's EXACTLY what I was thinking!

Marlene
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Old 10-13-2007, 03:16 PM   #38
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I agree with the last few posters who said it's more hard work than luck. In fact, DH and I are very comfortable, and I chalk NONE of it up to luck. It's about the decisions you make in life. The choice to graduate high school and go to college and choose a "fruitful" major is up to you. No, not everyone can afford a college education, honestly, that's what student loans are for. I can't imagine anyone not being approved for a student loan (although I gues it's possible). I also understand that people do fall on hard times, and have to work their way out and sometimes need help. Believe me. But it's up to you what you do with it.
That said, DH and I bought a home almost exactly 3 years ago. Could we "afford" a larger more expensive home? Yes. But we CHOSE to buy something smaller and less expensive, so we wouldn't be strapped everymonth just to make the mortgage payment. Here, my area of TX, we are surrounded by endless opportunities for employment. We live in a 50 mile radius of plants, refineries, chemical companies and the like. And people CHOOSE to move here to work in these places, instead of HOPING something gets better where they are. ANd it's profitable work. We have new plants going up, huge expansions in most of the refineries, etc, that will have most people fully employed for years to come. Now's the time to get here, if you really needed to.
I posted a while ago about our stats here where I live, in this thread. We live in an area where if you bought a half a million dollar house, you'd be sitting on acres and acres and a 7000 square foot mcmansion with a basketball court, and all the extras imaginable, and starting house prices for a small single family home are well under $100K. Income is in accordance with that type of price, obviously.
ANyway, through all of this rambling, there was no luck whatsoever about how DH and I have ended up. I went to college, took out loans, chose a major that would take care of us, and here we are. I busted my hump to get through school, and have busted it in the work force to get where I am. DH is the same. We will be retired by the time we're 50 if not before, and if we choose to leave the workforce that early, but because we CAN, because of our choices. I don't think it's luck at all. And, no, mommy and daddy don't help us, although they would if we absolutely needed them too. We've done it all on our own, through our own joint choices.
Stepping down from my soapbox now. (and sorry to hijack, I would just hate for someone to come to me and tell me that I got what I have through luck.)
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Old 10-13-2007, 03:27 PM   #39
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Quote:
Originally Posted by stacia
If you live your life thinking you aren't lucky, you never will be. You have to take matters in your own hands and get skills and do something about your situation. Or you can just sit there praying somethings going to change------which it won't until you do something about it.
AMEN! Lots of people have bad upbringings or bad situations dealt to them. It is how they REACT to them that results in success or failure - not luck!

Ever heard the phrase, "Made lemonade out of lemons"? VERY true! I have not always had it easy in life, but I try to make the best of things even when I feel sorry for myself.

It is about CHOICES as everyone said. I chose not to goof off in high school, or college or grad school and I had all of it paid for! I worked my butt off for that - none of it was handed to me at all! Then, as a result, I got a good job that paid pretty well, based on what some of you are saying! lol
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Old 10-14-2007, 04:34 PM   #40
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we live on less then $27,000 a year for a family of 4!!!

Almost $50,000 a year to me seems like a dream!!!!

For the life of me I can not understand why people have a hard time living on $60,000 a year. It has me completly bewildered
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