I was starting to freak out because a trip back home looks like it will cost twice what I had planned, and there's no way I want to strip, or do what would feel like stripping our savings for that so I wondered, how much does everyone feel is their safety net? And then once you get below that in the bank you start cringing?

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"And the state of his bathroom -- I'm not one to gossip, but there are things crusted on his sink that have not simply developed intelligent life but have in all probability by now evolved their own political systems." Cain describes Abel in in SANDMAN #70

Funny you ask ~ I was just having a small anxiety attack today over spending some of the money we have been saving. I don't know if there is a dollar amount ~ for me it depends on our situation.

It used to not bother me not to have a large savings (we only had $1500 regularly) in the bank...it was just something I was used to, and we had plenty (at least $200+) from paycheck to paycheck. Now we are the opposite, a large savings (thanks to the sale of our previous home - meant for improving our new home) and almost nothing paycheck to paycheck (I had previously worked very PT before we moved). Now, we are finally getting some needed work on a building of ours that will basically deplete ALL of the savings, and it's putting me into small (yet frequent) heart attacks. I have gotten used to having that rather large safety net, and not having it there is really freaking me out ~ especially since I feel there is nothing else to help build it back up.

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Heck if I could have $1000 in the bank after paying the bills I would be extrememly happy and feel secure.

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~Happiness is a large family~

I always have about $5000 in the bank and for some reason I still freak out as if I dont have enough. Guess I just have issues.
I was able to keep my balance high since getting my last tax refund.

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www.myspace.com/sassy143


Alex & the spider monkey

I don't know what the number will be for me to feel comfortable. We currently have about $7K in a savings account that is easily accessible. I probably won't feel comfortable until I get to about the 30K+ range. I don't like to have it get below $5K for any reason.

After my husband lost his job, we weren't even making enough to pay our basic bills, so now that he has started his new job, we will be happy to see enough money to pay our bills for the next month. Boy! What a dream to even have savings set aside! I hope that happens some day. Right now, we've cut out anything extra just to stay afloat.

I like to have six month living expenses as an absolute minimum. In the past we weren't able to do that, but for a while we are. Due to the nature of DH's job, we need to prepare for downtimes.

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Children Learn What They Live, And Live What They Learn.
What have you taught your child today?
When life throws you a curve ball...it's up to you how you catch it!

$20,000 makes me feel secure. Plus a significant amount in my retirement account.

I like having $5000, Want at least $2000 and would be in panic mode with anything under $1000

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Kimberly Proud Mommy to Bethany Rose April 2006 &

Organizer of the Coupon Clippers of Tacoma