what are some good investments. My grandpa says CD's but I don't really know anything about any other form of investing. Which investments get the best interest?

What are you planning on doing with the money?

What investments do you already have?

How much do you have to invest?

Are you looking to invest for long term or short term?

Can you afford to tie up this money for a long period of time? Do you need it liquid and accessible at the drop of a hat?

Don't answer any of these questions...they are just examples of some of the many factors that come into play. It would be impossible to answer your question without more information that you wouldn't want to give on a public discussion board like this.

Talk to financial advisor. They will ask you a bunch of questions and give you suggestions on what to do next.

Talk to friends and family and see who they like for their investments.

Also, go to the library and check out a few books on investing...I am sure there are some ladies here that will be able to recommend some to you.

Good Luck!

yeah, make an appointment with a financial advisor. find one that is called a fiduciary bc they have a legal repsonsibility to invest money to your benefit.

dont dabble in individual stocks.

CD's are safe and can be put on different lengths of time based upon how long you are willing to tie up the money or are willing to tie it up at the interest level currently being offered.

Mutual funds can be a good investment with the help of a stockbroker/investment advisor. The stock market has historically delivered a 10% or more return on your money over the long-haul. Stocks can be sold, but cannot always be sold at a good price due to market ups and downs. The stock market is for long-term investment purposes only and I would advise using a professional person and not DIY investments in stocks.

Loan brokers are another option and are just what they sound like. They broker private loans between individuals and/or small businesses. My FIL invests in real estate development this way. He makes 9-12% on his money. The investments are real estate backed. The lender (in this case, my FIL), can end up holding the title to the property if something doesn't go well. He recently made almost 20% on his money by agreeing to receive a %age of the sales price of the property after it was renovated. Most people do not know about these types of loans. There is a low to high rate of risk involved in privately brokered loans depending upon the type of loan. The interest received is directly related to the lender's/investor's level of risk in the investment.

Our church denomination has two different loan programs in which private investors can receive (currently) about 6% on their money guaranteed. The church has its own loan system for individual churches within the denomination to loan to build, buy, or expand/remodel church buildings/property. Banks charge churches a high rate of interest. It is a win-win situation. The churches get a better interest rate than the banks will give them and the investor gets a better rate of interest than the bank will give on a CD and the loans are real estate backed (the church property.) Risk assessment is done and churches can only loan amounts the church loans dept. believes them to be able to safely handle. This is a long-term investment, but there are some short-term CD type of loans at a higher rate of interest than banks currently give investors. Many church denominations have a "Church Loans" sort of department. One of our church's church loan divisions started in 1949 and no one has lost ever lost any of their money. In fact, each and every investor over the last 58 years has received exactly what they were promised.

There are many options out there. If you see an investment advisor, they will most likely not tell you about private loan brokers or church loan investments. There are many other ways to invest money of which I have no personal knowledge, so I will shut up now.