I saved myself $45 today. Yippee!

I paid off a credit card a couple of months ago and, instead of accepting the pay off amount, the card company kept tacking on additional charges - adding up to $45. Okay, I sort of understood where they were coming from but I definately felt $45 was excessive. I called and was willing to negotiate. After going back and forth with the operator, I could tell she was getting a bit fustrated. She asked me to hold for just a minute while she reviewed my account. In a couple of minutes she came back on the line and said she adjusted the account to zero. I gave her a heart-felt 'thank you'.

Yeah!

Never hurts to make a phone call. The worst they can say is 'no'.

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"I've been rich and I've been poor but independently wealthy is where it is at."

Good for you, Cookie2! Persistence does pay off.

Way to go!!!

That happened to me too. We paid off our credit card in April, so I knew I would get one more statement in MAy. I thought it would say $0, however there was the finance charge from the time I mailed it to the time they got it. When I called they were so nice and took it off for me. I bet if I would have paid it, they would have kept adding charges. Makes me sick how they operate...

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Loving wife to Matthew 6/26/04
SAHM to Jacob Matthew 4/19/03 & Evelyn Grace 2/15/06
Baby #3 due 3/14/09

way to go thats great!!!

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SILENCE IS GOLDEN BUT DUCK TAPE IS SILVER.