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Old 10-11-2007, 03:41 PM   #1
Unhappy I never saw it coming...
Debbiesmom
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We just moved from Ohio to Texas and our health insurance lapsed before we could get a new plan. (COBRA was going to be 909 a month!!) We are trying to get our kids on the State health insurance plan, so they would be covered for nearly nothing and then we'd just have to get a new plan for me and my husband(199 for us). He is now self-employed, so it would be too expensive to have private insurance for four of us(like 425 a month!). SO anyway...
I had a problem when we got to Texas and I felt like I couldn't breathe and I went to the emergency room and they said it was really bad allergies. I didn't have insurance, so I didn't want to go to the doctor and pay 300 for them to tell me it's nothing, so I started taking Claritin. I bought the economy pack of Wal Mart brand allergy pills and the next week, my 2 year old ate 50 of the allergy pills(the bottle was not child proof.) I rushed her to the emergency room and they pumped her stomach and she spent 8 hours in intensive care(she's doing fine now). We are staying at my inlaws, trying to buy a house and trying to save money, now look what I've gotten myself into. Aaaaah!!!
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Old 10-11-2007, 03:49 PM   #2
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I'm glad to hear your baby is OK but man that hurts!

My brother didn't have insurance last year and had a heart attack. The life flight alone was like $6000.00! And I'm not even sure what the rest of it was. I think it was somewhere in the $70,000.00 range! On the bright side he recovered and took all the steps he was suppose to (quit smoking, changed his diet, exercised) but it still was an expensive wake up call.
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Old 10-11-2007, 03:51 PM   #3
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I don't know about Texas but in Idaho you can go to your county and sometimes they have funds to help people out -- might be worth checking out. I had another friend who didn't have insurance (common theme in Idaho) and he had a $12,000 surgery and the county paid about half of it. It is an income based program but it is worth looking into it.
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Old 10-11-2007, 03:52 PM   #4
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wow, I will keep you in my prayers, sounds like you have a lot on your plate right now. Just take one thing at a time, you can get through this. Glad your son is okay! That is scary.
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Old 10-11-2007, 04:14 PM   #5
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if you can get state ins for your children, they usually will ask if you have any bills you'd like to backdate, usually from the past 90 days.

also ask the hospital you went to about their charitiy assitance programs
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Old 10-11-2007, 10:01 PM   #6
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You know... my kid did the same thing. He got into those walmart claritin at his grandmas house. Luckily I dont think he ate but one or 2. He dumped the whole bottle out. (it was a new bottle of 200) but posion control said just to watch him. Maybe we should write a letter about the lack of child proof.
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Old 10-12-2007, 12:32 AM   #7
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beautifulbabies
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Tough lesson on letting health insurance lapse!

I don't know the dates of all this but you do know that COBRA does backdate, right? Is there are chance you are still in that window?
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Old 10-12-2007, 01:25 AM   #8
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Hmmm, I know Illinois will go back a few months with state Ins too, so that is worth looking into. I am soooooo glad to hear your little one is doing ok. I think someone needs to bring the issue with no child proof lid to the attention of the company producing those meds. How awful! I bet if you did a little searching, you would find more people with similar problems. If nothing else, it might save someone else this problem.
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Old 10-12-2007, 06:27 AM   #9
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So glad baby is doing fine, scarey stuff. Looking into aide should be fairly easy. The hospital billing administrater should have the info about weather Texas offers aide or not. When I spent my 2 week stint in the hospital it was the administrator that came to me and had the paperwork and everything to fill out. Hope it all works out for you.
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Old 10-12-2007, 08:40 AM   #10
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sorry this happened that sucks. glad your baby is doing ok you are gonna have a heft bill icu here in ia is over 1800.00 a day just for the room thats not anything else. when you get the bill call the billing department and ask aobut their hardship program almost all hospitals have them they can possibly get alot of the charges dropped off and pay a much smaller amount i had to do that when i got caught pregnant without health care and then had a miscarriage and needed surgery the bill came to over 16,000 dollars but i ended up paying 3200.00 wich helped us out so much i just had to make sure my payments were on time... don't hesitate to ask and if they don't have some look in the community for aide.
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