I don't know really where to start other than I got all the emotions out there right now. We just came back from the store and we wanted to get some few things for DS. It came to $121 total. We decided not to use our checking account because I know I'm close to giving birth and we are preparing for passport pictures, birth certicate (German and American) and plus parking money etc...and when DS was born we spent around $500 just to get everything together (yeah it stinks to give birth overseas) so we are thinking that we are going to spend about same amount with this one. Okay going back to the store. We use one of the CC (eventhough I hated it) but the card was declined. Gosh I could see the look from the people around us. It was embarassing and I just wanted to run and hide. First time ever happen to us to have a card decline and now I know why it helps to carry cash instead of the card. Stupid I know and we didn't check how much we got left on it before we left home. Not to mention we just came back from the doctor and looks like I might have to do another C-section again. I'm so scared about going through another surgery and even if I push the baby out natural way the percentage of my scar tearing from my previous C-section with DS is very high .God knows how badly I want this baby out right now. I'm sick and tired about EVERYTHING. Not to mention our friends stayed with us for 4 days about two weeks ago. She used our home phone to call a cellphone to talk to her husband in Romania or Bulgaria every night when she was here. She talked for about 1 to 2 hours at night. I can't wait to see the bill at the end of November to see how much it is. To add the problem the dollars is not doing well out here. We pay euros for the phone bill. I calculated already our phone bill last month was 84 euros which is $125. We see our financial independence next year but that's too far away and I don't have the patience right now.

I'm sorry - especially when you're pregnant.

Your friend should be paying her phonebill. It is fine talking long distance with loved ones but it needs to be on her dime - not yours.

I have been right where you are standing....well not in Germany, but you know. It is about the most awful feeling ever. I'm so sorry that happened! I hope things get a little easier for you. Good luck with the baby....mine's 5 months now.

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Sarah

Here's a a big hug to help you during this stressful time. I would definatley ask your "house guest" to pay for her phone calls. I would never expect anyone that I was staying with to pay for my long distance phone calls. Also, speaking from experience, the second c-seciont is NOTHING like the first. It is so much easier! I could stand up straight the next day, no pillow needed, NOTHING like the first. Hang in there, it will all work out.

i would get in contact with your houseguest and tell her what she owes you for the phone bill. i never allow my guests to make long distance phone calls from my house unless they are going to use a calling card or the call is only a couple of minutes long. everything will work itself out, you'll see. meanwhile though, try to relax a bit. a declined card happens to everyone atleast once in their life, nothing to feel embarrassed about. big hugs to you. hopefully everything gets better soon.

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Kimberley

"there is nothing to worry about, just plenty to think about" from an episode of Extreme Makeover House edition

check out my blog:
http://mommysavers.com/boards/journa...owjournal&j=21

you've really had a lotta stress these last few weeks. I hope you feel better once baby arrives. How close to term are you now? I know you were worried that baby was going to come too early at one point... are we 'ok' now as far as that part goes? Maybe just focus on that might help if it's 'ok' now,,, hope so

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Think big! Change the world! One A.R.K at a time.

I don't think a thing when any of my cards get - declined...

Well I don't get embaressed I should say.

Most cashiers know their are alot of reasons a card can be declined.
Computers are not that great.

I had my debit card declined last week for 3.89!!
I had checked my balance that morning!!
it was over 1000.00!!

So......

It happens.

And as far as your phone using friend....

Did you allow her to make all those calls? Does she think you are paying for them?? I don't know the story... I guess it depends on if you said it was ok or not and if she thinks she has to pay. Yikes!!

Good luck to you!!

Our friends needed a phone to call her husband when he was gone for three months. She had a cellphone with her but I guess she didn't want to use it. She offered to pay when the bill comes but here's my problem. They are having financial problems right now. So if the bill comes with $300 and she doesn't have that money we have to pay for it ourselves until she decided she is going to pay us back little by little or full amount whenever they have some money. DH is very persistent that he is going to send her the bill when the phone bill arrives. I'm the one whose worried because like I said they are having financial trouble. For us with a new baby coming I hate to use $300 on the phone bill alone.

As far the baby goes I'm 37 wks went to the doctor yesterday and he tried to open my cervix even more and I couldn't do it. It was painful and he just told me that my body isn't ready yet. He did give me a note to go to the hospital today and see what the doctors over there thinks. I'm afraid if she stays in my belly until the 18th Nov she is going to get bigger and the fact that my OB doesn't want me to do a C-section I probably don't have a choice eventhough right now I don't care I just want her out. I just don't want it to be an Emegency C-section. A schedule is okay. Pushing the baby the natural way is scary because the scar might tear which is not good. So right now I don't know what's going on. That the doesn't help that we are about to move to another military base. So the longer I wait if I have to do a C-section the longer the recovery will be and the stressful craming we have to do packing, cleaning the house,doing inventory etc...

oh hon, (((big hugs)))

Now, please look at it this way. You ask your friend to pay or you let your children go hungry. Those are your choices. I know which I would choose. Your friend will understand if she is in the same situation. If she is in financial crisis then why is she spending so much money on phone calls? She must take care of her own financial mistakes, just like all of us.
I also agree with Taylyn, no need to be embarassed about a decline. I worked in customer service and there are lots of reason to be declined. It happens all the time.

sending prayers for a much needed rest.
allgirls

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allgirls, mom to 3 girls

It's Girl Scout Cookie Time

I wish when I used my card earlier in the month is was delined. I didn't know my limit so I put a pretty big purchase on it not even thinking it'd be over my limit. "If it was over my limited - it'd be declined" I thought. My credit is pretty good so my limits are pretty high.

Well I was wrong. The transaction went thru and when I got home I discovered it was more than my limit. Once I realized it I submitted a payment to the CC company right away but not before I was charged a $39 overlimit fee. Needless to say - I wish it was declined and when the bill comes I will be calling the company to complain and get that fee reversed.