Welcome to Mommysavers Forums.
Go Back  

Money Matters Personal finance, managing debt, saving and investing

Register FAQ Members List Calendar Search Today's Posts Mark Forums Read Gallery iTrader

Reply
 
Thread Tools Display Modes

Old 11-08-2007, 04:52 PM   #1
Weepy Does anyone 'hide' debt from their husband???
dixichik
Newbie
 
Last Online: 01-24-2008 02:35 PM
Join Date: Nov 2007
Location: Smithville, MS
Posts: 4
iTrader: (0)
I have a couple 'issues' that my DH doesn't know about - am I in the boat all by myself?

I'm scared to come clean or I'll be in divorce court!
__________________
Jenn
dixichik is offline   Reply With Quote
Old 11-08-2007, 04:59 PM   #2
Default
Ande'sha
Senior Mommysavers Member
 
Ande'sha's Avatar
 
Last Online: 08-19-2008 03:49 PM
Join Date: Oct 2007
Posts: 195
iTrader: (0)
I do not tell him " stupid" things like when I renewed the cell phones and added DS on to get his phone, I "forgot" to tell him about all the fees etc... the 1st bill was like $300 instead of $130 because we had to pay the connection fees and almost 2 months at once. My attitude was if he did not think to ask, I was not going to volenteer the info. He does know about fees and he knew I was getting the extra phone etc. However, if I spent more than a couple of hundred dollars on something I would tell him. I am sure you are not the only one who does that, but I could not keep him in the dark if was a big amount. I would want to know if he had a huge debt to pay.
Ande'sha is offline   Reply With Quote
Old 11-08-2007, 06:27 PM   #3
Default
callalily
Senior Mommysavers Member
 
Join Date: Jul 2006
Posts: 349
iTrader: (0)
Nope, he handles the finances so he knows exactly what we have. I want him to know too. He might catch a financial error that I didn't see. Two eyes are better then one. Plus he keeps me in check with my spending!
callalily is offline   Reply With Quote
Old 11-08-2007, 06:36 PM   #4
Default
Happymom
Super-Mom Moderator
 
Happymom's Avatar
 
Last Online: Today 09:45 PM
Join Date: Jul 2006
Location: Minnesota
Posts: 18,073
iTrader: (0)
I don't inform my dh of every little purchase I make, but I don't keep any secrets either.
__________________
~Happiness is a large family~


Happymom is offline   Reply With Quote
Old 11-08-2007, 07:04 PM   #5
Default
Starlite
Keeping You Informed Mod
 
Starlite's Avatar
 
Last Online: Today 06:46 PM
Join Date: Jul 2006
Location: Alabama
Posts: 4,570
iTrader: (0)
Quote:
Originally Posted by Happymom
I don't inform my dh of every little purchase I make, but I don't keep any secrets either.
Same here.
Starlite is offline   Reply With Quote
Old 11-08-2007, 07:46 PM   #6
Default
MissyfromMN
Senior Mommysavers Member + Approved Trader
 
Last Online: 08-11-2008 07:53 PM
Join Date: Jul 2006
Posts: 369
iTrader: (0)
I don't tell dh about everything because he freaks out about everything. I just keep it to myself. I don't hide it, he knows we have debt and I let him know when we are running low in the check book, but he never asks about our finances either. So less stress for me if he keeps his nose out of it and lets me deal with it.
MissyfromMN is offline   Reply With Quote
Old 11-08-2007, 09:29 PM   #7
Default
mommytosa
Mommysavers Goddess
 
mommytosa's Avatar
 
Last Online: 06-21-2008 02:15 PM
Join Date: Jul 2006
Location: Southeast
Posts: 1,133
iTrader: (0)
I could never do that. Not to be mean, but that doesn't make for a good marriage. JMO
mommytosa is offline   Reply With Quote
Old 11-08-2007, 10:38 PM   #8
Default
aliadam
Mommysavers Addict
 
aliadam's Avatar
 
Last Online: Today 11:18 PM
Join Date: Jul 2006
Location: Central Indiana
Posts: 10,486
iTrader: (3)
I spend things on everyday items or order things online without discussing them with my DH, both of which are fine with him. But I don't have any debt he doesn't know about, and he pays the bills so sees the charges for anything I buy, and he sees all the boxes that come when I order things online. I think hiding things like that are harmful in the long run to a marriage...but that's JMO.
__________________
aliadam is online now   Reply With Quote
Old 11-09-2007, 06:24 AM   #9
Default
flybygrace
Mommysavers Goddess
 
flybygrace's Avatar
 
Last Online: Today 03:05 PM
Join Date: Jul 2006
Posts: 2,693
iTrader: (0)
Jenn, please PLEASE tell your husband. Come clean before it all gets out in the open. Repent, apologize and ask his forgiveness. I went through this with DH when we were first married. I withheld some financial problems that I had gotten us into (forgetting to make payments on time or not having enough money to pay things, so all of our medical bills went into collections) and then one day I was in the shower when DH answered the phone - it was a bill collector. It all exploded from that one call. It was terrible, no doubt. But our marriage didn't break apart from it. I was afraid to tell him because I knew that he earned that money with hard work and I was so careless with it. Instead of divorcing me, he explained that it wasn't the money that he was upset about, it was that I had kept things from him instead of telling him so we could work through it together. I had broken his trust and it took me a LONG time to earn it back. The most embarassing part of it was that he called his mother over to go through the bills with us and figure out the best way to approach paying them off. Luckily it all worked out, after my mother-in-law calling all the companies and talking in-depth with each of them. She had a lot of experience, and though it was mortifying to have her come fix my shortcomings, it was humbling and something that I needed to go through. That's when I made our budget and every morning DH would ask what bills I needed to pay, as a reminder for me to remember. And every night he'd ask if I had paid them. He kept me accountable. Did I have some goof-ups after that? Of course. I'm not perfect! There were times where I forgot to record a check in my register and suddenly we're $20 overdrawn. But I didn't keep it from him - I went straight to him (sometimes calling him in the middle of his work day) to tell him flat out what happened ("I screwed up and now we're overdrawn.") and it always works out to be okay in the end. It's just money, he says, and though I feel it's made of gold from all the hard work he puts in to get it, taking care of the finances is a huge pressure on whoever does it and he understands that. Please do not keep it secret for one minute longer. I don't care if he comes home from work absolutely miserable (believe me I waited weeks -- I wanted to tell him on a good day so he didn't get more upset from being cranky, but I didn't want to ruin a good day by telling him... so it just cycled and I never told him). Please just dont' keep it a secret any longer. Thank the Lord that our marriage survived this (and one other explosion due to a secret), and now is much stronger in the end, but it was because I surrendered and said "yep, I did wrong", and then when it was all fixed, I made the effort to do better so it didn't happen again. Now, I run just about everything past my husband (I dont' call him at the grocery store to make sure I can get chips or something LOL but I do tell him I had to use a little extra over my budgeted amount for a few more groceries or shoes for DS or whatnot - and he does the same with me. He doesn't necessarily call me to tell me he's getting a drink at work, but he will call to see if we have the money to buy some video game accessory.) We go over the budget on a weekly basis and the lines of communication about our finances are WIDE OPEN. The truth sets you free hon - please dont' keep yourself caged up in this secret anymore.
__________________
~~Amanda~~ Mommy to one Little Man (3 1/2 yrs old), TTC #2
flybygrace is offline   Reply With Quote
Old 11-09-2007, 06:51 AM   #10
Default
georgia mom
Mommysavers Diva
 
georgia mom's Avatar
 
Last Online: Today 12:49 PM
Join Date: Oct 2007
Location: Georgia
Posts: 891
iTrader: (0)
My dh handles the bills and also pulls up the cc statements online, so I really can't hide much of anything!
georgia mom is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Members
 

Sponsors

 


Advertisement

All times are GMT -5. The time now is 11:24 PM.


Powered by vBulletin® Version 3.6.7
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0