Do you have any tips that make it easier to save or pay bills? What do you do to simplify your financial life?

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Everything is auto debited! ING Direct also sends echecks.

Occasionally I have to write checks (mostly for school expenses).

We use a flexible spending account for medical expenses.

I to pay most all my bills and have everything direct deposited so it is rare I have to go to the bank.

I have my Irregular bill on Auto pay as well as a few others Its good to know that I won't forget about them

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Kimberly Proud Mommy to Bethany Rose April 2006

I use automatic bill pay online, too. I also pay bills the day they arrive, rather than waiting for one specific day of the week. That way, I always know exactly how much $$ I have, and never miss a payment.

After my van is paid off in two months , I'm going to have that amount auto-debited into an online bank's savings account to earn 4.5% interest.

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Attaining financial freedom is like eating an elephant . . . it takes one bite at a time.

I have spreadsheet that I've planned our income & expenses thru the end of 2009! I have estimated amounts so I'm able to also estimate how much extra we can pay toward debt and when our debt (including our car) is paid off I have estimated how much will be going toward savings each month!

I also have an amoritization shedule in the same excel spread sheet where I keep track of my debts and how much interest each one is accruing! It's an easy way for me to watch my debt snowball in process!

I pay almost all my bills online (with the exception of the lawn company & ds's Mom's Day Out program). I don't do ebills yet, but have been looking into them lately - I'm not sure if I'll like them or not!

I'm in the process of getting rid of a lot of the paid bills that I keep filed away! I'm hoping to simplify the filing system here soon!

Always looking for more ideas though - keep 'em comin'!

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Stay at home mom to my 3 boys... ages 5, 3 & 1!

I can do all things through CHRIST who strengthens me. Philippians 4:13

Since I don't have a bank account I labeled some envelopes for the things I have to pay for, ie: "water bill", "electricity bill", "food", "entertaintment", ect. When the weekly check comes I take out the money I need for each (do the math and separate the total amount in four or three different "payments") and put it into the corresponding envelope ($40 for "food", $40 for "electricity", $10 for "entertaintment" and such). That way by the end of the month I always have money to pay all the bills and some to go out too!

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My dh's check is direct deposited, we receive most (if not all) of our bills electronically, the majority of our bills are automatic withdraw, only write a few checks (for school, Scouts, misc stuff like that).
It is easy to just do a quick click when it is all set up with my bank account which bills to pay and when.

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Check out my weight loss journey ~ sparkpeople.com/mypage.asp?id=MAMAOF3KIDDIES

I have worked out my bills into fortnightly amounts so each Wednesday night (payday) I pay the amount off the bills before the banks open the next day. This means that part of my bill is paid for and I can't spend that part of the money.

I get an amount automatically deposited into my ING account so I can't touch that as I don't see it and the rest is for groceries, entertaiment and other expenses.

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Melanie.
Mum to Lillianlee- 1st September 2006.

Monkey Mia's Savings... (my blog)

At the end of each month I make a budget for the next month, using a notebook to write the paydates for that month. Under each date I will write what bill needs to be paid. Every Friday I open my note book and look for the date and pay every things that is listed under that date. I pay most of my bills electronically. I also have a automated deduction coming out of my main bank out going into my ING account every week.