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Old 11-28-2007, 10:29 AM   #1
Question Do you have a "money rule" in your household?
Bucsnpats
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(If this is the wrong forum, please feel free to move this )

Do you have a set amount that you will not spend without asking your DH or significant other??

Do Christmas gifts count in that rule??

I just made a pretty big purchase for my DH, and a friend of mine was helping with it (as it was technical) and he made a comment that it was well over their $100 money rule. Meaning they don't spend more than $100 on something without asking the other.

I will admit, I don't do too much without checking with my DH first, and this one scares me a little bit. But I think I am ok,

So, do you have a rule like this in your household?? NO need to share specifics, just curious whether others do this or not.
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Old 11-28-2007, 10:33 AM   #2
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KathrynHannah
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Yes. Our is $100 too.

Not sure about the Christmas thing. Dh and I agree together what we're going to buy each other and make it a date .. it's always tickets to a concert or a play or something special. Neither one of us likes surprises.
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Old 11-28-2007, 10:42 AM   #3
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No...but we don't need such a rule either.
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Old 11-28-2007, 11:01 AM   #4
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Not really. I mean, we usually discuss most purchases outside of every day items together anyway. In general, we usually don't make too many big purchases, but obvioiusly we discussed whether we could afford an $1800 washer/dryer before we went to buy it. And, if I felt that I was spending a god awful amount of money on something, I'd mention it before hand, just so he'd have knowledge of my purchase, but as far as "rules" go....no. We don't buy each other extravagant gifts for christmas, but if i bought something that was expensive, no i wouldn't tell him (for surprise factor), but he wouldn't be mad when he found out what i spent after christmas either. If we can't afford it, we don't buy it, is our general rule.
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Old 11-28-2007, 11:20 AM   #5
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Well, it's never been a spoken rule but out of courtesy I let him know before I make a big purchase. He gets panicky about money so I just tell him before he sees it online. He doesn't really care but large withdrawals freak him out if he doesn't anticipate them.
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Old 11-28-2007, 11:22 AM   #6
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Not Reallly , considering 100.00 doesn't really buy anything too Extravegant-

I can spend that on one purse or in target

Same goes with him

I don't think We buy too much without each other knowing though.

The only BIG things we buy are things like a new washer/Dryer, Fridge, Treadmill, Other Various things for around the house. Those I need him to Help figure out What to Buy ... so we talk about them.
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Old 11-28-2007, 11:25 AM   #7
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Quote:
Originally Posted by Mama2mygirls
Well, it's never been a spoken rule but out of courtesy I let him know before I make a big purchase. He gets panicky about money so I just tell him before he sees it online. He doesn't really care but large withdrawals freak him out if he doesn't anticipate them.
Yes, this is how we are ....that is the word I was looking for courtesy...when I said I don't do too much without checking with him...thank you!!
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Old 11-28-2007, 11:41 AM   #8
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No. I've spent up to around $300 in jewelry & he's spent that much on electronics or speakers without telling the other. Then again, I make most of the money in the house so, if anything, he should clear it with me first! On big household purchases, we discuss & agree on a price range.
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Old 11-28-2007, 12:17 PM   #9
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My husband will tell me if he is going to spend any money from our checking account. Only because we don't have unlimited money in our checking account and we need to keep track of what we spend. We can both use our credit cards to our discretion without letting each other know about it beforehand. But then again......we don't make big purchases.....we know what we can afford and what we can't so we try to not overspend. But if I were going to make a purchase of anything over $100.00 I would at least mention it to him....just out of courtesy like someone else said.
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Old 11-28-2007, 12:49 PM   #10
Default We do.
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Our rule used to be that if we were purchasing anything over $100 we would check with the other one. Now, because I'm only working very part-time hours and we're pretty much living on one income, we touch base with each other about anything over $25-ish. That doesn't include shopping for groceries, household supplies and basic toiletries, however. I manage the household, so I stay within our budget of $150 a week for those things. Where I get them is my determination (grocery store, Target, Walmart, Walgreen's etc.). Occasionally, I sneak in clothing items at Walmart or Target, as money permits. Money issues can really wreak havoc on a marriage, and neither of us wants the other one to feel that we're needlessly overspending on anything during a time that things are tight for us. That doesn't include Christmas gifts, by the way. We set a certain budget for that and only consult with each other if we're going over that budget.

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