Who is worried about paying off their credit card in January? Fess up, is anyone saying "to heck with it" and charging it up in the name of making people happy this Christmas?

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Nope no credit christmas for us!
We are doing everything in cash.
I am just buying week to week a couple presents that we can afford that week.
We just have a couple left.
I am actually not doing xmas cards this year, because of the cost of everything else.
I think I may do them every other year. Honestly it is something I really enjoy, but we send out about 100 or so cards and that gets expensive. It comes out to be about $65 just for cards & stamps(we like to do a photo card)!!!

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Jenifer M

Not worried at all becase just about it all has been paid in cash and what I did put on a cc is not something that can't be paid off by January! I even have the money squirlled away in case we find a Wii systm but the way thats going I may have thant until this summer

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Have a bootiful Halloween!

What holiday debt? There will be NO holiday debt in this house. For the first time in my "couple" life with DH (been living together for almost 4 years total) we will not break out a credit card to buy a thing. Yayyyyy us!

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Stephanie

We did use our Target charge to purchase 2 gifts and a TV for us. We are going to try to pay it off when the statement comes I hope we hold true to what I promised myself. I am not overly worried becuase I know that even if we do not pay it off in the first statement it is a manageable amount of 400.00 so I know we can pay it off before like March*!*!* Oh well I figure what the heck it is the only CCard debt we have. So no I am not that worried

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CaRtEr
April 19, 2008

Well I starte early with my shopping this year I had gift bought back in June as too spread it out so the budget isn't all coming out at once. We stay to budget so While I spend we stay around $700-$800 on gifts.

Hey and nothing is wrong with getting needs for x-mas I am happily wrapping up a case of diapers for my toddler

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Kimberly Proud Mommy to Bethany Rose April 2006

Credit card debt? No. Property taxes (12/10)? Yes! I HATE paying property taxes - especially right before Christmas But, I guess I'd hate moving more.

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Attaining financial freedom is like eating an elephant . . . it takes one bite at a time.

We haven't used our credit card this Christmas, we are paying it off and getting rid of it. Lol

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Melanie.
Mum to Lillianlee- 1st September 2006.

Monkey Mia's Savings... (my blog)

no regrets here i paid cash for everything no cc purchases in over a year and a half!!!

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'The will of God will never take you where the
Grace of God will not protect you.'

HAVE A BOOTIFUL HALLOWEEN