I have always managed our home finances, but I am TERRIBLE at it! We're now going to have DH do it (and doing it together is not an option because we'd probably kill each other). I am a little freaked out by this, but also a little relieved. I am just such a control freak-the it-won't-get-done-if-i-don't-do-it type. I'm hoping he'll do it better than me. While we were dating he made a very small income and managed to have his own place, pay his bills, have a savings account, and save up for my engagement ring so I guess he was doing something right!
Who manages the finances in your home?

I do most of the figuring out where the money has to go and pay all the bills. Sometimes dh sits with me and helps to figure it out but basically I do it myself. I would love dh to do it too but he is very forgetful and unorganized!

I mostly do, but he helps.

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September Coupon Savings: 11.00 as of 9.1

I do because I enjoy it and he hates it. I just let him know what happened every month and show him the credit card statements when they come in (for accountability).

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Dh does the majority. He's an accountant, so he lives for that stuff! I take an active interest... but my main role is as the one who saves the money, he's the one that manages it. Every month or so he'll print out a statement about where we are financially, so I feel like I'm "in the loop".

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I do!!! I can spend hours looking at my spending spreadsheet! I can't imagine DH taking over... talk about scary!! Ok, I'm kidding, he'd probably do fine...

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Stay at home mom to my 3 boys... ages 5, 3 & 1!

I can do all things through CHRIST who strengthens me. Philippians 4:13

We have been married 7 years, and for the longest time dh did it. As I was a SAHM I really didn't like having any hand in the decisions especially when we had $$ in the account but were getting late fees left & right for non payment. But what worried me the most was the period of time when I wasn't on his checking account (I had really screwed up my personal finances before we were married and we needed to wait until that stuff fell of my report to be put on his acct.) At any rate, during this time I had no access to the funds unless I had his debit card, and I never really knew how much was in the acct. Not to mention that if anything happend to dh I would have a more difficult time accessing our funds if I wasn't on the acct.

A couple of years ago I took over paying the bills, but I really didn't do much better than him at it, until I paid for Crown's "Money Map" software. I love it because we are able to track our spending, and it has "reminders" for payments due and the like. Even with this as an option, we still bounced the occasional check as our income flucuated greatly, and dh wasn't (still isn't) good at letting me know how much he was spending. I also still had us acquiring the occasional late fee, since I would sometimes forget to get the payment in the mail on time.

In february we switched banks as dh's employer (his brother) would get free auto deposit if we used his bank, *and* we got $50 out of the deal. Not to mention that our bank has free online bill pay, so we didn't even need to buy checks for 6 months! Once we had the bill pay, I no longer forget to make payments!!! The same day as we get a bill in the mail, I sit down at the computer and set up the bill pay. Usually there is almost a month that will lapse between when we get the bill, and when it is due. Since we are straped enough right now that I need to wait until the paycheck before the due date I can set up the bill pay to occur right after we are paid, but before the due date.

After working out the kinks (I check our online bank statement & update my software daily), I am proud to announce that we haven't had any late or overdraft fees in 4 months!!! Not bad considering that a short year ago we were averging 2-5/month!

I have tried having DH do it and it is like I am nagging him to keep up on it so I do.

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Kimberly Proud Mommy to Bethany Rose April 2006

He makes the money (for the most part ) and I'm the one that sends it off. Sometimes this system drives me batty because I grow tired of being the "adult" in money relationship so to speak and I suspect my husband grows tired of asking me about buying something. But we both know that if he handled the money, well, it wouldn't be a pretty site so say the least! But we would have a really cool sound system!

This is us. Altho my dh is not an accountant, he once thought about it. He enjoys it and is VERY good at it. So, I just ask the occasional question "We doin OK, Hon?" "How much do we have in savings? Checking?" etc.