I have got to get serious about our finances and I'm taking dh with me whether he likes it or not!!

We just had our first baby this October (26th) and today is my first day back at work since she's been born. And I cried like a baby most of the way here.

We didn't do a good enough job of saving money and paying off bills while I was still pregnant so I have to be back at work now. Combined with the fact that dh's job stalled and he didn't work AT ALL for a month (construction). Luckily we had the money to make it through that but things got really tight at the end. Now I am getting things back on track. Dh just got a really good paycheck and I got a Christmas bonus so now is the time to get busy...

Dh says he wants to stop spending money but I know he doesn't really want to stick with it. Just yesterday he mentioned buying a new chainsaw (we have a ton of trees down from the ice storm) but we already have a chainsaw, he just thinks he needs a better one! Instead of feeling sorry for myself because he's spending money on something we don't need and I would compensate for it by not letting myself have anything for Christmas, I told him what I thought about his idea!

So we aren't buying a chainsaw now and I'm going to put that money towards paying off debt and he is just going to have to get over it. Besides I know him and when he looked at the finances later he would regret his purchase like he always does so really I'm helping him right? lol Besides I have to get us ahead because I can't leave my baby girl every morning just to go to work because we weren't being smart with our money. That is insane.

I guess this whole post is just me making myself accountable so maybe it will be easier to stick with it. Of course just kissing her sweet face goodbye in the morning is motivation enough.

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Proud mommy to adorable Kinsley

MY BLOG!

WELCOME BACK Congrats on the new baby

You can do it!

For many people, the dream of becoming a SAHM is motivation enough. It sure was for me. I bet you will have things in control in no time and be able to quit your job. Remember, "needs vs wants".
Good luck!

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Children Learn What They Live, And Live What They Learn.
What have you taught your child today?
When life throws you a curve ball...it's up to you how you catch it!

Hopefully with a plan to save your dream of becoming a SAHM will happen soon. Good luck! We're all behind you!

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Read my Mommysavers Blog: Forget the Joneses
Check out the Mommysavers Group on Facebook

Download my free eBook full of savings ideas for the holidays Click Here

Adda has said the thing I have been telling myself for years need vs want, We apply it to so much more then just finances. Good luck at getting your spending under control

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Kimberly Proud Mommy to Bethany Rose April 2006

Thanks for the encouragement ladies! Its hard to start during the holidays but I know I must do it now. My family understands and are encouraging it, dh's family is just going to have to get on board too. We've already told them we've cut way back this year, wonder if they believed us! lol They will soon enough...he he

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Proud mommy to adorable Kinsley

MY BLOG!

Congratulations on your new baby (born close to my birthday)! It took us about a year to get things settled financially before I could stay-at-home with our 3rd child. Best wishes on accomplishing your goal!