When you are tackling something financial (ie saving for a re-model or cutting your budget) do you do the 'baby steps' (just a little bit at a time) so you don't really feel it or do you just go 'gung-ho' and do it all at once (ie, you don't just cut back on cable and cell, you cut them out completely).

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We try to do baby steps with our spending and our home projects. Total reform all at once feels like I am being deprived.

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Kimberly Proud Mommy to Bethany Rose April 2006