I have two--one for emergencies and one for Christmas. They are both ING accounts. I also have a second checking account for clothes, yearly bills, car repairs etc. We've had the emergency account since last April but just opened the other two this month. I get really excited when I think about having the money there. This is our second savings account in 12 years of marriage.

Corie

We have 2 savings accounts, one at our bank and one with ING

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We just have one savings account. I'm going to talk to Brian about taking a chunk from our savings to put into a 16month CDl; when it matures, putting the new amount back into another CD, and so on. My/our goal is to add at least $1000 to the savings each month; if not more. However, I'll be making a withdrawl next month to pay for insurances (auto & home), and also our property taxes! It's going to be at least a $3000 withdrawl...OUCH!

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~*~ Angie~*~
Wife to Brian
SAHM to Sarah & Andy 2/11/2000

We have 1 at our Old Bank - I Keep the minimum in there without having to Pay a Fee (300.00 ) - I Just like to Keep connections It is An Old time town bank - I have used them for Like 20 yrs. - and I can always Cash a Check there or Use their Coin counter for free etc.

We have one at our Credit Union - I deposit 50.00 a week and Am using this as our Medical /dental /vet Funds - I Can transfer back into our Checking as needed.

We have 2 at ING - One Hard core Emergency fund that i am trying to Continue to save in till it Reaches 6 month dh's salary.

One is a Christmas fund.

It's really too bad that that isn't the norm anymore, isn't it? This is what we've always done too. It's the only way to ensure financial success, IMO. Here's an old adage to live by: Pay yourself first.

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Do you use ING (or something like that?) to have all of these different accounts? I've heard that you can do that but never have.

To answer the orginal question, yes we do. We have ING accounts which are kind of a little low this year due to our changes in jobs last year. I'd like to build them back up ... but I don't this is going to be the year to do that. This is going to be a tight year for us!

Yep we have several, a regular savings account, a money market, and then we have several cd's that when they reach their maturity we just buy more!

One regular savings account
One for Lena (we opened it up before she was 3 months old)

And when we get our taxes back this year we are openening up a CD.

We are going to open up an emergency savings account too, and build up 6 months of pay in that too... (an idea I got from another mS member).

My husband and I each have a savings account. His is linked with our checking account so it's like our overdraft protection. Mine is tax/homeowner's insurance account, and each of our children have their own savings account.

We have a savings account. I'm thinking of starting a second account as well.

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