How do you pay for most of your purchases? - Page 3

happymommmy · 02-13-2008, 06:11 PM

We pay for all of our purchases with our debit card. Some transactions we will pay cash, but for the most part, it's debit.

aliadam · 02-13-2008, 06:50 PM

Quote:

Originally Posted by Claire

I buy 95% exclusively (bills included) on my credit card. BUT, and this is very important to point out, we pay them off in full every month. We get 1-5% cashback on our purchases so it works for us.

If you have a budgeting problem or are not able to control your spending, I would not recommend this method. We just happen to be very good at controlling our spending.

Ditto! I put groceries, drug store purchases, restaurants, everything I can on our charge card. BUT...I get a rebate back on the amount spent and I pay off the balance every month, so I'm actually MAKING money by using my charge card, not paying interest charges.