Whew!! I'm glad Kim posted those statistics! I was getting worried there for a minute!
I guess when I was searching the net for credit card statistics, I should've paid closer attention to the fact that it was on a credit consolidation company

, and Kim is right, those numbers are apparently a small sampling of people who needed to use their services, so of course the numbers might be higher than average. It was encouraging to see that the overall CC debt in the US is actually quite a bit lower than those numbers!
With all of the talk about the US "credit crunch" and a recession, it is a scary thought that some are in so deep! The sad part is, I can see just how it could happen. One major illness or medical bill that wasn't paid for by insurance, and you can end up with CC debt basically for the rest of your life. I guess some instances are just plain old living beyond your means, but it seems like most of the people I talk to that have really big CC debt are because of circumstances beyond their control, and didn't have significant enough savings to cover it.
I guess that is my motivation to try and save as much as possible, because you never know when it could be you in that situation.