the last "what would you do" post got me thinking about this. I know some people who start right away at maybe 22 and others who wait until their mid 30s and even others who wake up and realize "whoops!"

Dh and I started around 22, but not very much...at all.

21/22, right after college. I think we both started with $150 a month. We were in the Navy, and I was eating a lot of spaghetti.

Great question. We started saving at 28/29. Wish we started earlier. Then we took it all out to buy our house when we were 35/36 . (In Canada you can borrow up to $20,000 each from your retirement savings tax free and pay it back over 15 years) so we're starting from scratch again.

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i started at 20 when i got my first real job that offered it dh started at 26 when he quit working for the family business and got into a big company.. i'm glad we started in our 20's we will be better off in retirement then we are now. we can borrow against ours but would never do that unless it was an emergency. i've seen my dad and bro cash theirs out when they switched jobs or bought something big over the years and now they are at an age where they won't get that back at amlost 42 and 62 they have pretty much nothing for retirement.

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Measure wealth not by the things you have, but by the things you have for which you would not take money.

We each started individually as soon as we got out of college...

I think we were 21 or 22...as soon as we got our first jobs outta college....

My DH started at 23, me well I am working on it now at 25.

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SAHM to a beautiful 3 year old princess!
Wife of 5 years to a great husband!

I am 22 and have no retirement savings,
DH has a retirement account through his work, he has worked there for 2 years so he started when he was like 24.

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When we started working. Our current account was started when dh was 30 and I was 28. It is through dh's work.

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~Happiness is a large family~

Right after college. Dh was 28 and I was 23.

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Attaining financial freedom is like eating an elephant . . . it takes one bite at a time.