I do it all, too. DH has only a general idea of what we have and what we owe, and is happy living in his ignorant bliss. I like doing the books, and love that he trusts me so much. I keep a binder that contains paperwork on all our accounts, passwords, etc. It's handy to grab in case of a fire, or if anything happened to me, he'd have something to go by.

Most of our bills get paid automatically. My DH enters everything into quicken every few days or so to make sure we are on budget. Any purchases outside of groceries and gas are usually discussed. I have to force myself to get involved because I do not like keeping track of those things but when my DH is deployed I have to be prepared to take over.

It is all a joint effort at our house. We are both equally responsible for everything.

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~Happiness is a large family~

Everyone must be quick to hear, slow to speak and slow to anger. James 1:19

Do you not know that in a race all the runners run, but only one gets the prize? Run in such a way as to get the prize. 1 Corinthians 9:24

In our household, I do the finances. We do sit down together & review everything, so we're on the same page.

Since I am a SAHM, we are on a tight budget. We have a mortgage, no car payments, no cable & we pay our credit card balance each month. We try to only put gas purchases on our credit card. We have a gas credit card, which earns 5% rebate on gas purchases.

To prevent overspending, we do the following:

My DH gets paid every other week. I pull out my "cheat sheet" each payday to begin our payments. Each payday, I electronically pay ahead half the monthly mortgage, half the electric bill, half the phone bill, half the life insurance premium, half the credit card bill. My husband gets a cash allowance for those two weeks & I get a certain amount allowance for those two weeks (groceries, diapers, household.) Then the next payday, I pay the last half of the above listed bills. This way all the monthly bills are certain to be paid in full on time (and several days earlier than due date!). We had our property tax and house insurance escrowed into our mortage payment for budgeting purposes. We are set up on a budget-plan electric bill, so we pay the same amount each month. They average out our previous year's usage.

Since there are 2 months he receives 3 paychecks instead of 2, we put those amounts straight into savings (except for our allowances) for annual bills, such as auto insurance and auto registration and to increase our savings.

If our credit card bill is slightly more budgeted (with gas price increases!!), I take that amount out of my grocery allowance.

Occasionally if I need DH to pick up a gallon of milk or diapers on his way home from work, he will put it on our debit card so it comes out of my grocery allowance, so he doesn't need to use the credit card or his allowance.

Ideally, each month would go exactly like that. Of course there are unexpected expenses, but if we stay as close as possible to that it goes much smoother!!

I do all the bills but keep dh in the loop! And we budget together

I handle all the finances. I keep dh informed. He knows about how much debt we have. He is a little hard to get the point across how much extra we have. He doesn't understand we could put extra $ towards paying off debt. He's one that likes instant gratification, not long term. lol

My dh makes the money and I handle all the bills, shopping, etc. We do discuss large purchases or changes to the budget (like changing from cable to satellite).

We do it together, I am in charge of bills & groceries, DH used to make the house payment (but we're done with that, yay!), car/house insurance, and truck payment. He puts the extra house payment money into savings now, and we keep each other up to date on how our accounts are doing - we don't have a joint one. If he ever needs money, I help out and vice versa. It works well for us.

I handle the finances, but the husband knows at all times where we stand.

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Sue

I take care of the monthly bills. DH takes care of the long term plans (i.e. retirement, 529 accounts for the kiddos, investments).