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View Poll Results: Who is in charge of your finances?
Me 44 70.97%
my spouse 3 4.84%
It is a joint effort 15 24.19%
Someone else 0 0%
Voters: 62. You may not vote on this poll

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Old 03-24-2008, 08:29 AM   #1
Default Who is in charge of your finances?
2bearsmom
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In our home, DH makes the money and I do all the budgeting and bill paying, but keep him in the loop (I go over everything with him) In my best friends home, her Dh makes the money and does the bills, and does not share the information.

She has no clue how much money they have (or don't have) or what costs what., but spends on her credit cards freely. She is totally in the dark about their finances. To the best of my knowledge they do well, but I don't know if I could ever be so in the dark when it came to household finances.

I am seeing it with DH's aunt this past weekend. Her Husband passed away Friday and she has no idea about their bills, or what is in the bank or anything. Luckily he was organized, but not knowing scares the bejezus out of me.
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Old 03-24-2008, 08:41 AM   #2
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freebiemom
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I do all the paperwork but DH & I work together on a budget and sticking to it. We both know how much money we have and consult before making big purchases or anything that's outside our budget.

I know couples who have "his" and "her" money and accounts and split the bills. Evidently that works for them but it's not how I want money handled in our home. I also can't imagine not knowing anything at all about our financial situation.
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Old 03-24-2008, 08:42 AM   #3
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Country~mouse
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I am in charge of the finances. If Dh were, nothing would ever get paid! I've got my own system for bill paying, i balance the checkbook and deduct all the banking fees,etc. Make sure loan payments are made, set aside money for the week for gasoline, kids hot lunch at school and his traveling expenses. If anything were to happen to me, DH would be totally screwed. I've tried to involve him when things were really tight financially but he would just get upset and say " i don't want to hear it".
His brother, who is living seperate from his wife and going thru the process of a divorce is totally clueless about handling finances.
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Old 03-24-2008, 08:43 AM   #4
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skimommy
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I manage our finances.
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Old 03-24-2008, 08:45 AM   #5
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In our home, my DH makes the money and I do the budgeting, financing, but he is well aware of everything that comes in for money, bills and goes out for money, bills. We always talk everything over before we make major purchases.
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Old 03-24-2008, 08:46 AM   #6
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lemonjuice
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I do all the finances in our house, but I let him know what I'm doing, and get his feedback.
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Old 03-24-2008, 08:47 AM   #7
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3boys
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We both make the money, and he's incharge of both mortages (we rent out town house and live in single-family), and he pays both our car notes. I take care of everything else (utilities, gift buying, groceries, pre-school, school activities, etc....).
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Old 03-24-2008, 08:49 AM   #8
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kellynkay
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We are pretty much the same (I budget and pay bills) ~ except DH doesn't really like to be in the loop until he thinks we have enough $$ for something, and we don't. Then he wants a run down of where everything went. It's quite frustrating actually. I try to talk to him, and I do just TELL him sometimes "this is where we sit" but he it literally goes in one ear and out the other.

I do wish he would listen more often though ~ I think worrying about when he is gonna want something and if we will have enough is definately more stress in my world.
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Old 03-24-2008, 08:50 AM   #9
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rskmom
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Dh and I share equally. We don't make any financial decisions without discussing it first - even as to buying items, etc. (groceries, etc are the exception).

My mother died 11 years ago. My father had never written a check in his life up until that point. He bought whatever he wanted and expected her to figure out how to pay for it. They lived paycheck to paycheck. I went to college on scholarship, otherwise it wouldn't have happened.

Dh's parents lived paycheck to paycheck. His father is deceased now, but his mother continues to live the same way - she spends every dollar she gets.

Dh and I vowed never to be like that, and we aren't.
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Old 03-24-2008, 09:44 AM   #10
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I manage the finances but e-mail him the spreadsheets (budget and net worth) on the first of every month. We talk about it openly but he's happy I do it and I enjoy it so it works out well.
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