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04-04-2008, 01:46 PM
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#33
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Junior Mommysavers Member
Last Online: 07-02-2008 10:58 PM
Join Date: Mar 2007
Location: TEXAS
Posts: 80
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It really depends on how you have taught yourself to live.
When my husband and I were first married, he made 20,000 a year. Now (three years later) he makes 30,000 a year and rising. We were able to (barely) make it on 20k, so now having 30k I feel so rich. Although we did just buy a house so our cost of living is higher now too. We are able to afford a few extras here and there but nothing extravagant. We drive a 92 blazer, so we have no car payment.(our cc debt was accumulated from moving across country to start a business and medical bills, it's not accumulating any longer)
On the other hand, my sister just got married and they make 35,000 a year and are really struggling. They have a car loan, computer loan, loans on BOTH sets of wedding ring sets(over $10,000), furniture loans, and loans on each others Christmas gifts last year(coach purse and gold watch).
Looking at their situation, I think that they are really in trouble compared to us. We were very careful with our money to begin with and willingly lived in poverty until dh made enough money to get ourselves out. My sister and brother in law would rather have it now and pay for it later. Sis and I were 19 and 20 when we married, so these were our first experiences handling our own finances. I think that really sets the tone for what our future is going to be like. So sis is always going to be going into debt to have more whereas we will do without to have money in the bank.
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Debbie 3 years
Sadie 16 months
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