For the big things...auto policy, homeowners, life insurance. Do you shop around? Or do you stick with what you know. Or maybe a friend highly reccomends someone so you automatically go with them.

About 2 months ago (I think I mentioned it in another post). DH and I decided to see where we could save some extra money so I started shopping Homeowners Ins and Auto Ins. I thought I found the lowest we could get for auot so I was all set to go with Company A. Then company B called about Homeowners and asked if she could run our Auto as well b/c she thought she could beat company A. WHat did I have to lose? So I let her. Turned out if we waited 3 weeks to sign up (but still before our old policy expired) she could beat Company A (and well surpass my existing coverage!). DH had a ticket and in 3 weeks it would fall off (it was 2 years old), and by signing up then I got a discount for getting the policy before my current one expired. PLUS if I went with them for both Home and Auto it was another discount.

By shopping around I saved us almost $800 a year between home and Auto Insurance. I learned it definitly does pay to "shop around".

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We just got done a little over a week ago getting new quotes for home and auto insurance because the company we were with when we just added our DD 16 to our auto policy it went up 400.00 every 6 months.
So we switched to a local company and we will save $960.00 a year, so there was no questions there we knew what we were going to do plus we could lock everything in for 1 year.
It never hurts to get quotes!
We don't look around for life insurance as we have a really great policy with a good rate.

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every year i shop around for car insurance and homeowners get quotes if someone beats my current price then i call my agent and tell him i can get it for this what can you do for me he has always been able to match or go lower than the others.. american family has been good to us i don't really want to change so this has worked for me.

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