Ours would be 30-32% because of income. Our mortgage itself isn't high; rent for a smaller apartment would be higher now.

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Michele
Member of the Welcome Wagon
http://mommysavers.com/boards/how-navigate-mommysavers/

we are at about 28% it would be less but we have extremely high utulites in my small town the only good thing is we are a self sufficient town we don't rely on the major utility company here.

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Measure wealth not by the things you have, but by the things you have for which you would not take money.

Our 1st and 2nd mortgage combined are about 18%. Add in the property tax, insurance, utilities and it's up to about 25-26%.

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SAHM of 4

August food budget (groceries/take-out): $500.00/$75.00
Total spent: $238.97/$14.12

July budget/spent: $500.00/$650.00

I didn't read the question first fully because I just considered the first and second mortgage (for home repairs) it would be right at 20% take home. BUT when you add in utilities it would go a little above 20% but less than 25%.

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Grace

Wife to Stoney

Mommy of Sarah (8.5), Hannah (7), and John(4.5)

14%. Including an average of the following: water, electricity, gas, phone, taxes and insurance.
Our cost of living is very low here, and DH and I both have well paying jobs.

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Chopey

Check me out here!

Wow...I was pleasantly surprised! When we got our mortgage, I think we were at 28% of GROSS pay for the mortgage alone - within the guidelines. Now with this, we're at 22%, and that covers mtg, ins, taxes, utilities.

Guess that means it's other things eating us alive! Like credit cards and GAS!

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Make someone's heart smile today.

Our house and land is paid for, we have well water so our only bills, elec, propane, taxes and ins., well below the 10%.

Ours is about 21% including property taxes and insurance.