I have some amount of earnings apart from the ones that I save for my necessities. I want the earnings invested in some real estate or may be in stocks. I do have some knowledge on stocks but, earlier my cousin had invested in the stocks and had a set-back. I know that you need to be updated in that but – What is a better option from the two???

Depends on your financial situation. You should never have all of your money in one thing. Do you already have a retirement account-like 401K/IRA? If not then you should get one of those and an easy way is to go with a Target Date Retirement fund.

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A woman is like a teabag. You never know how strong she is until she gets into hot water.-Eleanor Roosevelt

A lot also depends on how much you have saved. Unless you plan on purchasing real estate mortgage funds (they go by various names), typically you need a bulk of cash and on-going cash flow to purchase real estate. Do you want to purchase bare land? Do you want to purchase buildings and be a landlord? Either way, you have to have money available to pay taxes and maintenance.

Some people are shying away from stocks right now because a fire sale is going on. You can pick up shares at a discount, if you pick carefully. There IS risk, especially if the stock you buy never recovers.

A lot of financial advisors are telling investors to move to bonds, CDs and money market funds right now. Unless you know what you're doing - and what the market is going to do - it might be wise to keep your investments flexible.

My advise ... educate yourself on the various investments and how they work before you decide.

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"I've been rich and I've been poor but independently wealthy is where it is at."

Real Estate or Stocks ---- I would prefer real estate just for the sake that I don’t know much about the stocks ….. but as the case with your cousin goes …. I would advice you to have some investments in the real estate market as the place is at a boom now and you may get good returns for the investments there. Being updated on the stock market is a must for investments there but I find investment a risk in the stock market.

This thread is being locked because it is a spam circle. Thank you to the LEGITIMATE members who replied, trying to help what we thought was a new member.

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