Not counting your debit card with the visa/MC logo (if you have one).

__________________
Life isn't about waiting for the storm to pass~ It's about learning to dance in the Rain

I pay the one off every month and the other I am not using and paying a huge chunk off each month.

__________________
Grace

Wife to Stoney

Mommy of Sarah (9), Hannah (7.5), and John(5)

Yep, for just about everything. We get cash back and pay the balance in full each month.

We only have 1 credit card that dh uses to buy car parts with over the phone. We pay it off whenever it appears on the statement. Sometimes we go months without a charge on it.

Other than that, no store charge cards or charge accounts anywhere.

__________________

We have one we use for the points and pay it off every month.

We have one that we earn points on, but I try not to use it simply because I do not trust myself.

__________________
Quality of life is not dependent on the quantity of possessions.

No, never, ever. Used to a lot--that would be why I never will again

I have one I use that's carrying a balance (yes, it's bad I know) and the other is paid off and I don't use it. It's my back up as I have no savings right now.

I use mine for everything, everyday. I don't use a debit card at all, I like having an extra month to pay everything off. I used it today when I charged my $2 purchase at Walgreens. I pay it off every month and get a rebate check from them every year.

No and don't ever want them again.

__________________