I Hear you!
I Can't think Of any way to Save with animals , Other than Don't Get them!
Seriously I Love My 3 cats and One Dog , But My Dog Just has an Eye infection , a Torn Ligament and He Needed shots, Blood work and a Checkup. Well after the Follow Up Visits and Meds , We Paid Close to 700.00 !!

and who Knows What will Happen Next , Knock On Wood.
Luckily the cats are pretty Healthy... We do Shots for them at the humane society. Saves a Few Dollars there. Not too Big of Savings - Their Prices Just went up ,

They
can see our vet If they get sick.
I Am the type that thinks animals are Part of the family and If I Take them in , I Have to care for them till the end....
Our Dog is Now 12 so We know He only has a Few Yrs. Left. .
We are NOT getting another do Till the Kids are grown! Too expensive.