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Welcome to Mommysavers Forums.
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| Money Saving Tips: Household Saving on decorating, utilites, household cleaners, etc. |
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07-24-2009, 03:34 PM
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#11
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Mommysavers Goddess
Last Online: 03-15-2010 07:09 PM
Join Date: Mar 2008
Location: Reynoldsburg, Ohio
Real Name: Rachel
Posts: 2,223
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There are a few bills that I pay over the phone or online. However most of mine I do still mail a check for, as the companies charge extra to pay online or over the phone.
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07-24-2009, 03:40 PM
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#12
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Mommysavers Goddess
Last Online: Yesterday 04:03 PM
Join Date: Jul 2006
Location: WA
Posts: 3,002
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I pay all my bills on line the 2 that I would have to mail. Water and garbage the city has 2 locations for brop boxes for them and I will just drop them off when I go past them (one the way to the grochery store) I only use stamps now for birthday cards.
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07-24-2009, 04:08 PM
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#13
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Mommysavers Goddess
Join Date: Oct 2006
Location: Ontario, CANADA
Posts: 1,306
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That's why I prefer online banking...I hate waiting for cheques to clear!!!!!! I never even really thought of the savings by not buying stamps.
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Rosie
Single mom of 2 boys~ DS#1 (18) & DS#2 (7)
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07-25-2009, 02:51 PM
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#14
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Moderator
Last Online: Yesterday 09:40 PM
Join Date: Jan 2007
Location: NC
Real Name: Denise
Posts: 5,984
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I pay almost everything online or as a draft from our checking. I have one bill for our a/c that has to be mailed. I still keep stamps for cards and letters.
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"When people can walk away from you, let them walk. Your destiny is never tied to anyone that left." Jakes
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07-27-2009, 10:01 AM
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#15
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Junior Mommysavers Member & Approved Trader
Last Online: 01-28-2010 08:41 PM
Join Date: Jul 2006
Posts: 169
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After having my water bill stolen out of the drop box and my credit card number stolen from that, I pay almost everything online.
No more lost mail, stolen mail, slow mail, etc. It's so convenient to pay online, and when I'm going out of town I set up everything so I don't have to worry about it when I'm gone. I don't like automatic withdrawals, in case the account is low on funds the day they want to take the money out, so I prefer to set up payments myself.
I still buy stamps because I do alot of trading and rebates, but I buy them at the grocery store because my credit card gives me 3% back on grocery store purchases. I'm saving money buy not buying stamps to mail bills, plus I write less checks so that's cheaper too. The peace of mind is the clincher.
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Melanie
God has faith in you even if you don't have faith in Him. Name Him and claim Him!
http://www.picturetrail.com/rumrunnergirl - kids clothes & more from a smoke-free home!
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07-27-2009, 12:25 PM
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#16
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Mommysavers Goddess
Last Online: 03-19-2010 04:04 PM
Join Date: May 2008
Location: IL
Posts: 1,522
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I have been paying all my bills online through my bank for years and I LOVE IT! I not only save $ on stamps, but also buying checks. I haven't had to buy a book of checks in years because I only use them for odd things (babysitter, PTA dues, charity, etc).
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07-27-2009, 12:29 PM
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#17
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Mommysavers Goddess
Last Online: 03-19-2010 04:04 PM
Join Date: May 2008
Location: IL
Posts: 1,522
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I forgot to say that I pay through my bank, rather than give the utility my credit card number and have them charge it. I know that the Amex & Discover push that, but I had an issue years ago with a cell phone carrier who had an employee react my account that had been cancelled for 1 year. The employee changed the billing address from IL to CA (even though I had a "password" on the account). The employee charged hundreds of dollars to my Visa. The cell phone carrier collections office kept calling me even though I had reported it as fraud. Every time they called me I was on the phone for 30-45 min while they tried to get someone in their fraud department to verify what I was saying. The only reason I finally got it resolved was because I had a friend that worked for that company. Never again. If I pay through my bank and their is fraud, then I know it is from them.
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07-27-2009, 12:36 PM
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#18
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Mommysavers Addict
Last Online: Today 08:20 AM
Join Date: Dec 2008
Location: South Louisiana
Real Name: Phoenyx
Posts: 6,768
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Our electric and water companies use an online check service that charges a $3.50 fee for each transaction, so I don't pay them online. I usually mail them - I'd rather buy a 42-cent stamp than pay an extra fee for the privilege of paying my bill. The water company's office is right across the street from my church, so sometimes I just drop a check in their box on Sunday. The electric company has a bill pay station in the Piggly Wiggly half a block from my house, so sometimes I drop a check there.
I pay my cable, car insurance, credit card, and student loans online.
__________________
When life hands you lemons, ask for tequila and salt and call me over!
Any time God closes one door, She always opens another, even though sometimes it's Hell in the hallway.
Handle every stressful situation like a dog. If you can't eat it or play with it, pee on it and walk away.
Fool me once, shame on you. Fool me twice, prepare to die. (Klingon proverb)
Don't point. You'll poke holes in the air and all the faeries will escape.
Don't sweat the petty things and don't pet the sweaty things.
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07-27-2009, 05:54 PM
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#19
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Newbie
Last Online: Yesterday 12:42 PM
Join Date: Mar 2009
Location: Northeast, LA
Posts: 2
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i pay my bills online.
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07-30-2009, 05:51 AM
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#20
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Newbie
Last Online: 08-02-2009 01:00 PM
Join Date: Jul 2009
Location: Woodbridge, VA
Real Name: Holly
Posts: 2
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We pay all of our bills online. Wachovia offers points for every dollar of every bill you pay using their online service. (If you have a check card or credit card, they will give you points for those purchases as well and they are all lumped into one account.)
We redeem our points every 6 months or so. We use points to buy our CostCo membership each year and, depending on what's coming up, to buy gift cards to places we shop or as gifts. Right before our daughter was born, we got a few to Papa John's since they deliver
The website is www.WachoviaPossibilities.com and you can sign up if you have any Wachovia account. Oh, and it's free!
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